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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />(Seal) <br />- Borrower <br />J EN;P FE'' A GALVAN <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) <br />- Borrower <br />NEBRASKA - Singie Family - Fannie MaelFreddie Mac UNIFORM INSTRUMENT WITH MEETS <br />©- 6A(NE) ioe*o) Page 14 of is <br />201306301 <br />(Seal) <br />- Borrower <br />13 -04- 000120 <br />Form 3028 1101 <br />