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27. OTHER TERMS. If checked, the following are applicable to this Security Instrument: ❑ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. ❑ Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. ❑ Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. ❑ Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] ❑ Condominium Rider ❑ Planned Unit Development Rider ❑ Other ❑ Additional Terms. SIGNATURES: By signing below, Trustor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Trustor also acknowledges receipt of a copy of this Security Instrument on the date stated on age 1. (Signature) TODD A. GARRETT ACKNOWLEDGMENT: STATE OF NEBRASKA GENERAL NOTARY • State of Nebraska TERRY K RATHMAN My Comm. Exp. Oct 21, 2013 Loan origination organization BANK OF DONIPHAN NMLS ID 423323 Loan originator TERRY RATHMAN NMLS ID 423323 Security Instrument- Consumer -NE VMPOO Bankers SystemsTM Wolters Kluwer Financial Services ©1994, 2011 201306233 40 (Date) (Signature) SHELLY A. GARRETT (Date) , COUNTY OF HALL o rdtvtdut» This instrument was acknowledged before me this 26TH day of b TODD A. GARRETT; SHELLY A. GARRETT, HUSBAND AND WIFE My commission expires: JULY, 2013 } ss. RE -DT -NE 2/1/2013 VMP- C165(NE) (1302).00 Page 6 of 6