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9. Relation to Loan Agreement. This Security Instrument is subject to all of the applicable terms and <br />conditions contained in the Loan Agreement. The Loan Agreement is to be filed in the County Clerk's Office <br />in the County where the Property is located at the same time this Security Instrument is recorded. If Borrower <br />fails to keep any of the promises Borrower makes in the Loan Agreement, Lender may require that the entire <br />balance of Borrower's debt to Lender be paid immediately. The terms and conditions of this Rider shall <br />survive the termination of the Loan Agreement and the repayment of the Loan. <br />10. Paragraph 6 of the Security Instrument. The first sentence of Paragraph 6 of the Security Instrument is <br />hereby modified to read as follows: <br />IDS, Inc. <br />Borrower shall occupy, establish, and use the Property as Borrower's principal residence <br />within 60 days after the end of the Construction Phase and shall continue to occupy the <br />Property as Borrower's principal residence for at least one year after the date of <br />occupancy, unless Lender otherwise agrees in writing, which consent shall not be <br />unreasonably withheld, or unless extenuating circumstances exist which are beyond <br />Borrower's control. <br />All other provisions in Paragraph 6 of this Security Instrument remain unchanged. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Rider. <br />DATED this 22nd day of July, 2013 <br />STATE OF NEBRASKA, Hall County ss: <br />The ore oing instrument was acknowledged before me this day of <br />- -� by JoAnn K Oseka. f , <br />Witness my hand and notarial seal at afigt4 said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />G€ RALN0TARY -Sloe of Netsuke <br />DANIEL ROTH <br />My Comm. Exp. April 7, 2018 <br />Seal <br />- Borrower <br />otary Public Il aniel Roth <br />201306209 <br />(Seal) <br />- Borrower <br />ATTENTION COUNTY CLERK. This instrument covers goods that are or are to become fixtures on the Property <br />described herein and is to be filed for record in the records where Security Instruments on real estate are recorded. <br />Additionally, this instrument should be appropriately indexed, not only as a Security Instrument but also as a financing <br />statement covering goods that are or are to become fixtures on the Property described herein. The mailing address of <br />the Borrower (Debtor) and Lender (Secured Party) are set forth in this Security Instrument. <br />MULTISTATE CONSTRUCTION LOAN RIDER TO SECURITY INSTRUMENT - Single Family - Fannie Mae Form 373711/01 <br />(Page 4 of 4) <br />Initials: <br />