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<br /> (D) "Trustee" is
<br /> First National Bank of Omaha
<br /> (E) "Note" means the promissory note signed by Borrower and dated July 25,2013
<br /> The Note states that Borrower owes Lender
<br /> One Hundred Sixty-Five Thousand and 00/100 Dollars
<br /> (U.S. $ 165,000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br /> Payments and to pay the debt in full not later than August 1,2028
<br /> (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br /> under the Note, and all sums due under this Security Instrument, plus interest.
<br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower,The following Riders are to
<br /> be executed by Borrower[check box as applicable]:
<br /> El Adjustable Rate Rider ❑ Condominium Rider n Second Home Rider
<br /> El Balloon Rider © Planned Unit Development Rider ❑ 1-4 Family Rider
<br /> ❑VA Rider ❑ Biweekly Payment Rider n Other(s) [Trust Rider]
<br /> (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br /> and administrative rules and orders (that have the effect of law)as well as all applicable final,non-appealable
<br /> judicial opinions.
<br /> (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners association
<br /> or similar organization.
<br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument,
<br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an
<br /> account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine transactions,
<br /> transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br /> (L) "Escrow Items" means those items that are described in Section 3.
<br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br /> any third party (other than insurance proceeds paid under the coverages described in Section 5)for:(i)damage
<br /> to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)
<br /> conveyance in lieu of condemnation; or(iv)misrepresentations of,or omissions as to,the value and/or condition
<br /> of the Property.
<br /> (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br /> Loan.
<br /> (0) "Periodic Payment" means the regularly scheduled amount due for(i)principal and interest under the Note,
<br /> plus (ii)any amounts under Section 3 of this Security Instrument.
<br /> (P) "RESPA" means the Real Estate Settlement Procedures .Act (12 U.S.C. Section 2601 et seq.) and its
<br /> implementing regulation, Regulation X(24 C.F.R.Part 3500), as they might be amended from time to time,or any
<br /> additional or successor legislation or regulation that governs the same subject matter. As used in this Security
<br /> Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related
<br /> mortgage loan" even if the Loan does not qualify as a"federally related mortgage loan" under RESPA.
<br /> (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not
<br /> that party has assumed Borrower's obligations under the Note and/or this Security Instrument.
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1101
<br /> VMP ® VMP6(NE) (1105).00
<br /> Wolters Kluwer Financial Services Page 2 of 15
<br /> lUll II II II liii 1 ll 11111 111 0
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<br /> 0000NE9866706 II II
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