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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />My Commission Expires: December 23, 2016 <br />- Witness <br />(Seal) <br />- Borrower <br />GENERAL NOTARY- State of Nebraska <br />VICKI S. GOER <br />My Comm. Bp. Dec. 23, 2016 <br />201306178 <br />- Witness <br />STATE OF NEBRASKA, Hall County ss: <br />The foregoing instrument was acknowledged before me this day ofl�L -( <br />,-240/3 by Ryan A Foster and Amber L oster. <br />Witness my hand and notarial seal at <br />i n said County, the date aforesaid. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc, <br />