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either to rent the Property or give a management firm or any other person any control <br />over the occupancy or use of the Property. <br />8. Borrowers Loan Application. Borrower shall be in default if, during the Loan <br />application process, Borrower or any persons or entities acting at the direction of <br />Borrower or with Borrower's knowledge or consent gave materially false, misleading, or <br />inaccurate information or statements to Lender (or failed to provide Lender with material <br />information) in connection with the Loan. Material representations include, but are not <br />limited to, representations concerning Borrower's occupancy of the Property as <br />Borrower's second home. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Second Home Rider. <br />BORROWER - JAMES M HOBBS <br />2013 0618`N <br />23081100371 <br />MULTISTATE SECOND HOME RIDER- Single Family - Fannie Mae/Freddie Mac UNIFORM <br />INSTRUMENT <br />35.14 Form 3890 1 /01 (page 2 of 2 pages) <br />