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201306108 <br /> DOC ID #: ********684307013 <br /> are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon <br /> reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully <br /> effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of <br /> acceleration under Section 18. <br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note <br /> (together with this Security Instrument) can be sold one or more times without prior notice to Borrower.A <br /> sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments <br /> due under the Note and this Security Instrument and performs other mortgage loan servicing obligations <br /> under the Note, this Security Instrument, and Applicable Law.There also might be one or more changes of <br /> the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will <br /> be given written notice of the change which will state the name and address of the new Loan Servicer, the <br /> address to which payments should be made and any other information RESPA requires in connection with <br /> a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer <br /> other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with <br /> the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser <br /> unless otherwise provided by the Note purchaser. <br /> Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an <br /> individual litigant or the member of a class) that arises from the other party's actions pursuant to this <br /> Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by <br /> reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such <br /> notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the <br /> other party hereto a reasonable period after the giving of such notice to take corrective action.If Applicable <br /> Law provides a time period which must elapse before certain action can be taken, that time period will be <br /> deemed to be reasonable for purposes of this paragraph.The notice of acceleration and opportunity to cure <br /> given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to <br /> Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this <br /> Section 20. <br /> 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances <br /> defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following <br /> substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and <br /> herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) <br /> "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that <br /> relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response <br /> action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental <br /> Condition"means a condition that can cause,contribute to,or otherwise trigger an Environmental Cleanup. <br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br /> Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, <br /> nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental <br /> Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a <br /> Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding <br /> two sentences shall not apply to the presence, use, or storage on the Property of small quantities of <br /> Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to <br /> maintenance of the Property(including,but not limited to,hazardous substances in consumer products). <br /> Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or <br /> other action by any governmental or regulatory agency or private party involving the Property and any <br /> Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any <br /> Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of <br /> release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br /> Hazardous Substance which adversely affects the value of the Property.If Borrower learns,or is notified by <br /> any governmental or regulatory authority, or any private party, that any removal or other remediation of <br /> any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary <br /> remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on <br /> Lender for an Environmental Cleanup. <br /> NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows: <br /> 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following <br /> Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to <br /> acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: <br /> (a) the default; (b)the action required to cure the default; (c) a date, not less than 30 days from the <br /> date the notice is given to Borrower,by which the default must be cured; and(d)that failure to cure <br /> the default on or before the date specified in the notice may result in acceleration of the sums secured <br /> NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT(MERS) Form 3028 1/01 <br /> MERS Deed of Trust-NE <br /> 2006A-NE(12/11) Page 10 of 12 <br />