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When Recorded Return To: <br />Pinnacle Bank <br />PO Box 1585 <br />Columbus, NE 68602 -1585 <br />(D) "Trustee" is Pinnacle Bank 1234 L Street Aurora, NE 68818 -0229 <br />[Space Above This Line For Recording Data] <br />MIN: 100952400047942402 <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated July 29th , 2013 <br />together with all Riders to this document. <br />(B) "Borrower" is Nicole M Nelson and Brandon 1) Nelson, as wife and husband <br />Borrower is the trustor under this Security Inshunlent. <br />(C) "Lender" is Pinnacle Bank <br />Lender is a Corporation organized and existing under the laws of <br />the State of Nebraska . Lender's address is 1234 L Street Aurora, NE 68818 -0229 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated . July 29th , 2013 . The <br />Note states that Borrower owes Lender One Hundred Twenty Thousand and 00 /100 <br />Dollars (U.S. $ 120,000.00 ) plus interest. Borrower has <br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />August 1, 2043 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specify] <br />❑ 1-4 Family Rider ❑ Biweekly Payment Rider <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br />and administrative rules and orders (that have the effect of law) as well as all applicable final, non - appealable <br />judicial opinions. <br />NEBRASKA— Single Family — Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 {page 1 of 9 pages) <br />12439.CV (9/11) 4300103186 Creative Thinking, Inc. <br />r : <br />_dam n CI <br />w o -1 IT! <br />c 1 > N) <br />_ -4 —4 c_. z <br />r -< o <br />\) -�, �—' "7 <br />r <br />c i . ' <br />(.0 -`' GJ <br />J <br />_0 rn 5t) <br />r> :' ,.; <br />CD o ;5 <br />N s; <br />C <br />co co <br />CV <br />GOTO(004ba645) <br />Cn <br />t1 <br />0 <br />