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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on <br />Notary Pub is <br />My commission expires. <br />(Seal) <br />ei 0 / <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP® <br />Wolters Kluwer Financial Services <br />GENEML NOTARY State of Nebraska <br />MARNIE SCHAGER SUNDERMEIER <br />*Comm Exp. Sept. 8, 2015 <br />201307294.1.1.2529J20120112Y <br />11 <br />1 <br />1 <br />201306089 <br />1770037838 <br />Form 3028 1/01 <br />03/11 <br />Page 16 of 16 <br />1111111 <br />