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201306051
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<br /> 1-4 FAMILY RIDER
<br /> (Assignment of Rents)
<br /> THIS 1-4 FAMILY RIDER is made this 29th day of July 2013
<br /> and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed
<br /> of Trust, or Security Deed (the "Security Instrument") of the same date given by the
<br /> undersigned (the "Borrower") to secure Borrower's Note to Home Federal Savings and
<br /> Loan Assn of Grand Island
<br /> (the
<br /> "Lender") of the same date and covering the Property described in the Security Instrument
<br /> and located at: 1130 N Howard Ave
<br /> Grand Island, NE 68803
<br /> [Property Address]
<br /> 1-4 FAMILY COVENANTS. In addition to the covenants and agreements made in the
<br /> Security Instrument, Borrower and Lender further covenant and agree as follows:
<br /> A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to
<br /> the Property described in the Security Instrument, the following items now or hereafter
<br /> attached to the Property to the extent they are fixtures are added to the Property description,
<br /> and shall also constitute the Property covered by the Security Instrument: building materials,
<br /> appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or
<br /> intended to be used in connection with the Property, including, but not limited to, those for
<br /> the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light,
<br /> fire prevention and extinguishing apparatus, security and access control apparatus, plumbing,
<br /> bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers,
<br /> disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades,
<br /> curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor coverings,
<br /> all of which, including replacements and additions thereto, shall be deemed to be and remain
<br /> a part of the Property covered by the Security Instrument. All of the foregoing together with
<br /> the Property described in the Security Instrument (or the leasehold estate if the Security
<br /> Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security
<br /> Instrument as the "Property."
<br /> B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or
<br /> make a change in the use of the Property or its zoning classification, unless Lender has
<br /> agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations
<br /> and requirements of any governmental body applicable to the Property.
<br /> C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow
<br /> any lien inferior to the Security Instrument to be perfected against the Property without
<br /> Lender's prior written permission.
<br /> D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in
<br /> addition to the other hazards for which insurance is required by Section 5.
<br /> 13-000310
<br /> MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br /> Form 3170 1/01
<br /> Wolters Kluwer Financial Services
<br /> VMP ®-57R (081 1)
<br /> Page 1 of 3
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