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Witnesses: STATE OF Nebraska ) ) ss: COUNTY OF Hall ) I, Roberta L Reed hereby certify that Gene D Morris, a single person Witness my hand and official seal this 22nd day of July , 2013 . My Commission Expires: 07/30/2014 GENERAL NOTARY - State of Nebraska ROBERTA L REED " My Comm. Exp. luy 30, 2014 This instrument was prepared by: Borr wer Gene D Morris to L Reed 201305923 24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by Applicable Law. 25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's address which is the Property Address. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. (Seal) Borrower (Seal) Borrower (Seal) Borrower [Space Below This Line For Acknowledgment] , a Notary Public in and for said county and state, do personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the foregoing instrument, have executed same, and acknowledged said instrument to be his , free and (his, her, their) voluntary act and deed that he executed said instrument for the purposes and uses therein set forth. (he, she, they) (Seal) NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MERS) Form 30281/01 (page 9 of 9 pages) 12439.CV (9/11) 908585 Creative Thinking, Inc. GOTO(002a13db)