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<br /> �..«�,:::;;.;6�' The FwxLs skatt 6e hei� in aa instinui� w6ose deposits aie ins�ued by a federai ageacy. instn�mentatity. ar eaaty �-
<br />`�:�';,,` _:.�,.• (3ncludittg Ixader.if Leader�s su�fi an it�stidrtion)or in aay Federal Home Luan Bank.[xrtder sdall appty the Fuads w pay ihe �.:
<br /> ' tY."•�t.,- .
<br /> :::�.�,���";.:`� ., Escruw Items.l.eader may nat d�arge Bwroaer for 6aiding and apphrin8 the Fu�s.annualty aaatYung the escrow acconnt.or 4-
<br /> ��': t. . �erifying the Escmw items.ualess lxnder p�rys Homnwer interest ou the Funds aad appliwble law pernuts Laidec to mage such E;
<br /> e� � � e c6arge.However.l.cnder a�ay reqaire Borrower w pay a om-time chaarge for an mdepeadent reai�ate tax repo�ting service
<br /> ���4:r used by [�ender tn cannectlon'with this toan. unless appiicaS�le law pmvides oWawise. UnIess an ag�ment is made or
<br /> � �en
<br /> ` � applicabte ta�v te�ires inte�st t4 6e paid.l.endes shatl nat 6e cec{nired w pay Eornower any i�e�est or earnings on the�unds.
<br />_ �` t� �`;��r in wntin ho�vever.that interest s1saU be on the Funds. Lertder shall give w Bosower, :-
<br /> . .�,:_: Bornnwer end i.etuter may ebmee' g, P� _
<br /> ..;:,:.�,�::.:. . ��,
<br /> ..,::..,-.:s�:�.-:, without charge an annual aacourtfig af the Ft�ds.showing crediu a:+d debits to the Funds and the purpose for whicA escb `;
<br /> `�,-v �_, debit w the Fwids�u�ie.74�e Funds are pledged as additional securiry for all sums secarvd by this Sec�ritv Innrument. �
<br /> _ • ����-.,,��,�', If the Fuads hetd by i�rcder�oeed the amaunts pennitted to be hetd by appficabie iaw.ixnder sUail acoonnt to Borrower �.•
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<br /> for Ehe exc�,ss Fotids in a000ndanoe ariih the reqainements af applicabte law. If the amaunt of the Fends held by Lender ai any F•
<br /> F'�. .R--�-<-' time is irot sufticieni w�y+the Esem�v items wkea due.Zender may so notify Sormwer in writing.and.in s¢cb case Borcawer
<br /> �:��4r`.�::^:�:-":;' �sl�aU pay to Leuder ttie autount necessary to Aralce�tfle deficiency.Borrower shall roake ap the defc�r m uo ruore th� s
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<br /> .k _._''•.: ��.'s; EWC�VB Qiv.«...J Q'dy1i11C{IiS+2t.L�OdCi S SOtC diSCt�IOR �
<br /> �;.,�"�_�'.:ss,. Upon payraettt in fuU of all snms sec�ed by dris Secttrfty instiumc,at. I.�nder shall pmmptty tefund to Borrower aay !
<br /> r' ��� h�� ; . Funds 6etd by 1�eader.tf.auder 21.Lertder shaU aoqmce or sell d�e Propectg.I.eader.prtar w the acquisition or sate a.
<br /> � . •;�,.�.._.�-. of the Property,shall apply at�y F�by 1�nder at the time of acquisition or sale as a cred'st against the sums secured by 6
<br /> ��'•=:.i�};„;:;�` this Security It�strumettt. —
<br /> :.`.._�.+>�:•` �,•': 3.Appiteatton oY Bbytneats.Unless a�licabte law provides atherwise.all paymenu received by l.ender ander paragraphs
<br /> �`'"• .� 4 1 end 2 shali be tied:first.w auy Prrpayment ct�rges due under the Nlote;seoond.to amounu payable ander pasagraph 2; _
<br /> -•'�`'`'�`'�r� dritd.to interest due.'fwrth.to grinsspal due:and iast,w anY!aze cfiarges dae under the Note.
<br /> .-:k�c.,,.: as,
<br />. ;%�' A..Chargcs;idats.Borruwer sltaU pay all taxes,as�es-��diarges.fines and�positions atmbuta6le w t4e PrapeKy
<br />'':�:?.".�.�����•,;�;: wdich may ariain priority over this Seamty Insunment.aad lea5ehold payments or ground�ents.if any. Bormwer shal�PaY
<br /> = '`'�•:-;;-t;:�^��•': these obhg�tioms in the manaer pmvided•in p�h 2,or if not paid in tLat maaner.Borrower shali pay them oa time directly -
<br />_--`.'.;:f���`.�-t;�': to the peison awed payment.Borrower sMd11 pmmptly firraisb to Lend�r all aotires of amounts to be paid under this paragraph. _
<br /> '--";....-�:� If SoFmwcr ma�es ihese p�ya�e�s d�re�Y.Bom�wer shalt promptlg fumish to l�der rwe�pts evfdennpg�he DaYments.
<br /> �--;��-:�
<br /> Boimwer shafl pramptlY discharge any liea which has priority uver this Security Insuument unless BoYroa+er.(a)agr+aes in
<br /> ����y�"�:-:'.;:.��� ' . writing ta the paymcttt of the obligation secured by tfte ltea in a marmer acreptabie w Lender,(f�)cont�ts in goad Caith the lien _
<br /> ;--;�t_:_,-°�.�',_ ,tiy. or defends against eufo�ement of the lien ia. legal praoeed,ings wlticb ��e i.ender's opinion aperdte w prevent the
<br />-��L<;�.',,:;�.- . eafo�of the tten:ar(c?secuces from the hotder of the uen aa agreemerat s�sisfactmy to LeAder subordinating tt�e Hea w
<br /> :_..` _.�. ,-_:fi dus S�auity L�suamem.If Lemier deucmines tbat ewy part of the Propercy is s�bject to a lien whicb roay attain pnority over
<br />:. ,�-'^."_ Wia Seauity Insuusuem,I,ender may�cve 8orrower a naticae tdemifying dte liert.�ornawer shall satisfy the lien or take one or
<br /> �.:�s:;; `: �m�e of the actiaaa sei fortb abave within 10 days of t�e giving of notice.
<br /> .�, -s:�':.
<br />_=`r_�"���: 'S. Haxasd or Pra�ety L�e. Borrawer shaU keep the improvements now ezisting or he�after emcted on the
<br /> -. = pjroperty insored,sgainst tosg by fire, bamrds incta�.witbin the term"extende�coverage'and mry at@er bazacda.ineiading
<br /> �''.1':,��.`::.
<br /> M:��-� � flaods or floading,for w8ich i.ender regaires i��e.Tdis insatai►ce s1�a11 be maintained 1n the amouuts and far the periods
<br />"-��r;:'�,��.-. , .` thas ixnder�uirea•The insuiaace wrrier pmve��'�e iffiura�oe sha11 be chosen by�orrow�r sabject w I,eader's approval . '
<br /> ;;'_`:a, ,. � . which st�all•not b�e unr�easonably withheld. If Borr+iwer fa�a to�raintain coverage desccSbed ai�ove,I.ender may.at Lender.'s
<br />- ll .
<br /> �.� :, opt�on.obtain ooverage w pmtect Leader's rights in the Propertyr in aaordance aith pa�agrap#�7. -
<br /> =..-;`;--=°�'�� . A11 in'su��auce policIes and rertea+ats sl�aA be aooeptabte to Lertder and shall include�a standazd mortgage ctause. L�nster
<br /> - -� '���::;::: ' shafl 6ave the right to hald thepolicies and renewais.If Lender requires.Borrawer shati pmmptiy give to i.ender al!�of
<br /> 'c`;;•�:},:.: t aotice ta the�nsuzance carrier and I,ender.
<br /> _ paid pietaiums aad reaewal notices.In!he event of loss.Borrawer shaU give P�P
<br />`-;��:�•�°;-.:; l.ertder may make pmof of toss if not made pramptiy by Bomswer.� � .
<br /> : v ,..".. Uatess Lender aad Borrawer othecwise agree m wnaag.iasnrance pnoeeetts sha11 be appi�ect ta restor�an or repair of the•
<br /> sr:e�2.,.,..- .
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<br /> ,•��=�.�_- pmperty d�maged,i!the sestoradon os repair is economicalty feasible and Lender's sec�riry is not lesseaed.if the���
<br />_��:., tepaia fis aot eoonomivatly feasibte or l.ender's seamity wonld be tesset�d.the insumnce praoceds sE�a11 be aPPtied to tF�.sums
<br />'-.•:s,•<;��=r;�:�. securPd by this Seuirlty Instrument. whether or ttot then due.with any euoes�s Paid w Borruwer. if Borcawer.abazuions the
<br /> ,, � prppettq,ar does.twt aaswer witltin 3b days a notIce from Lender that the insarance t�mer ttas offeted t4�tde a claim,then .
<br /> ��,;�,LL T�� '� 'Lend�'maY aallect`the inswanoe proceeds. Lender may ase the pmcads co repair or restore the Prop�ar to pay sums
<br /> ----__- seca�ied by this Secarity►tttstnr�ne�t,v�haher or�due.g e 30�daY De�4 w�1�begin when the notice is given.
<br /> - - . Un'tess Lender.and.Bomoww atiu�avise a in wrinn ,anYapp proceeds to princ[g�l shal! not e�ctend or
<br /> =_--- postpon�ths due date o�the mwuhlY PaYmenta referred to in paragc�hs 3 aad 2 or change the am8ant of the Qayments. If ;
<br /> _ ---- �u n d c r p a c a g t a p h 2 T t h e P ro p e ri y is a c q w t e d b Y 1�Wer.Bamower's r�ght w arry in�ance poticies and pioceeds res�ttmg ftom
<br /> ---=- — � damage w the P'roperty pnor to tho arquisition sha�l t�ass to t�endes to the extent of the sums secuted bY t6is Serutlty laqtrument
<br /> -�--- .. �.'iaan�di�ely prior t-o the acquishion. � ��'�Borro�rer's Lama A�o�Lea.sehoids.
<br /> :- -- 6.Qaw�pancy.P�s�ratton.Mafntea�ace and Frotecdon of the Prot�;
<br />.--•_.:s��• Sorrower shalt occupy:esuiblish:aad ase tke Proaerty as.Bo�mwer's priac�ai s�esidenoe wttldn sixty days�fter the enecution o!
<br /> _.,;�r.�_�,�. �g�u;gr Iastmme�and shati matimte[o accupy tho Property aa Bon+ower's principal resideAce for at teast one yeaz after . .
<br /> -°°.:-�� � •the date of.oocnpanc3►,anless tender atherwise sgrees ia writing,which couseat st�all aot be unreasonably�withhetd,oi unless .
<br /> .::-,����� e�ng ctreum� ea�st w6ieh are beyond Borrower's contml. Baac�wer shall not desttoy. d�aSe or.impair the
<br /> property ,alta�r t�e�e�ty�to deteriorate,or commit waste on the Prapee¢t�:"Bonower shatl be in d�nit if suy furfeiture
<br /> ,_--_.- _ _-�,,;°° �acttan as pioceeding, civ}i o�ctimiaal,is begun that in I,ender's good faith jadgment ooutd result in fodeiwre�uf the �
<br /> "' {,-�;� pmper�y o�otherwlse materially ir�ir the lien created by this Sc�rity ti�stmment or Lerider's secwity interest.Bmrower may .
<br /> _=�::��� cure suttt a defaolt and rgi_t�state.as q�rovlded in Paragraph iS.gp esusing the action or procading to be distnissed with a ruling
<br /> �_=- •=� that, in l,cad�r's good falth detennination, preclndes forfeinue of the Barrower's interest in the Propert�r or other matenal•
<br /> '"-"°''�� •impairment oi th@ lien cre�tal by this Security Instrumeat ar lxnder's security interest. eorrower shall atso ba in defauit if
<br /> --',�,,;�#'�i gorcowes,durlag the taan applicatto»process,.gave materialty false or Inacc�r�se information or statements to ixndec(or faile�l.
<br /> =r:'��'r_��,�' to ptuvide l�eader witb any,material infom�adon)in oonnecdan witb the laat+evideiueed by the�Note.including.but� not limited
<br /> z `"_ w.repres��tations conoemin$Bosower'a oocupaacy of the Pra�iy as a principa!re.aidence.if tbis Saa}r�ty Inswmert is an a .
<br /> ----._;;�;�+, :�., teasehotd. Borrawer shalt comply �vith all the pravisions aS ti�lease. If Eoimwer acquir�s fee titIe to the_Pru�erty,cde..
<br /> _ '`-:k:r:.,� leasettoid and the fee tisle•afiati aot merge nnless Lenderagrees co tne merger in writirig.
<br /> `:'-�:;,.;.,:�:.: +• If Borrower fails w btm the oovenants and. aontalnad in�
<br />_;-;-.x,:;�;;-,=:�_M .L 7.�ot�*�tt�oMn of Lender s�ig6ts in the Pe+nperty. F�
<br /> -_ ' ".•'.Y':�Y yll8 SC�(�y�74UIII�,or there Is a tegal proceeding that may sigaificantly affect Lender's ti$hts In e Pa+apertY tsnch as A
<br /> ='`;"t```='=- in bankruatcy,p�bate.for candemaarion or forfciture or to enforce laws nr regalauans).then 1 ender may do and
<br /> ,�r�F��;`... : � �phatever is necessary to mtect the vatue of the Praperty and Lender's righ�s in the PropeAy.I.ender's actioas may
<br /> . ...��� Luyfnde paying any sums s�bY a lien wfiicb has priarity �ver this'Secudty Instrnment. aPPe�ng in ooyrt. PaYu+g
<br /> �•�,. •. reasonable atWmeys'fces and entering on the Prope�ty ro make repa��s.Atthongh l.encler may take action under th3s paraSreph
<br /> _�,.':;:;;;; ;;;:.c_:�,. 7.L�nder daes not have to do so:
<br /> pny.as�u�ts dlsbursed by leader under this paragaph 7 shall become additioaal debt of Boamver secured by this
<br /> '� ; •,�r �:+. . Secur�ry instrument.Un�es9 Barmwer and Lendcr agree to other terms of payment.these amounts shait 6e�imecest from the.
<br /> „ .+. .<._.�:,
<br /> ••':� date af disbnrsemcnt at the Note cate and sha11 be Qayable. with lata�t. upon notiae from Lender to 8orrower requestin$ .
<br /> ;=:',�;:::,�:,,� ,�.,. .
<br /> ' �: ��g,��21+Io�t�.Tnsa�ce.If Lender required mortgage i�uurance as a aondit�oa of makiag the loan sewred 6y this Security
<br /> •• '`.' `':`�;::i'`'��`, Insttume�rt.�`Sorrower sfiatl pay the pmmiums required ta maintain the ma�t�ge insuram�e�n efte�. IP. far any reawn. the
<br /> ',�.''., �.:.:.:;`.: " ?: mottgage ia5urazice ooverage required by Lender lapses or oeases to be in effect.Borrower shall pay the�remiac�s requite�to
<br /> ._- _ = '� °�� � ' ��.��&rubstandally equivatene to the mongage insurance previously in effect.at a cost substat►natly equivaftnt to the
<br /> � '=�:;;.�`:�t��'�� � rnst to Borrower ot the.moctgage insurance previously in effece. fmm an aicernate mortb'a���S���3' �' �
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