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Ae <br />1111•1111111•11111 <br />;+ <br />0 �— . MC <br />It X <br />W ' <br />Ne3028.dot.xml <br />After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07 -2015 <br />DEFINITIONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />d >� . <br />ID <br />fin tt <br />[Space Above This Line For Recording Data <br />DEED OF TRUST <br />NEBRASKA -- Single Famliy -- Fannie Mee /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />� <br />c> <br />CD <br />-H <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 10 , 2013 <br />with all Riders to this document. <br />(B) "Borrower" is CHAD L. SMITH AND LESLIE M. SMITH, HUSBAND AND <br />WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON <br />, together <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 315 W. 60TH STREET, SUITE 100, KEARNEY, NEBRASKA <br />68847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 10 , 2013 <br />The Note states that Borrower owes Lender ONE HUNDRED TWENTY -TWO THOUSAND FOUR <br />HUNDRED AND 00/100 Dollars (U.S. $ 122 , 400 . 0 0 <br />DodNaglc evexillne <br />w ww.docmagic.com <br />88 , <br />tr7 <br />- — <br />N <br />CD 71 <br />r y <br />CJ <br />Ul 7 „ <br />' <br />^J <br />z <br />—1 <br />z <br />0 <br />