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THIS INSTRUMENT PREPARED BY:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />NMLS COMPANY IDENTIFIER: 446443
<br />DEED OF TRUST
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<br />AFTER RECORDING RETURN TO:
<br />Home Federal Savings & Loan Association of
<br />Grand Island
<br />221 South Locust Street
<br />GRAND ISLAND, NE 68801
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<br />THIS DEED OF TRUST ( "Security Instrument ") is made on July 3, 2013. The grantors are ISMAEL M
<br />MENDEZ, also known as ISMAEL MENDEZ, and MARIA G MENDEZ, also known as GREGORIA
<br />MENDEZ, HUSBAND AND WIFE, whose address is 621 W 5TH ST, GRAND ISLAND, Nebraska 68801-
<br />4534 ( "Borrower "). Borrower is not necessarily the same as the Person or Persons who sign the Note. The
<br />obligations of Borrowers who did not sign the Note are explained further in the section titled Successors and
<br />Assigns Bound; Joint and Several Liability; Accommodation Signers. The trustee is Arend R. Baack,
<br />Attorney whose address is P.O. Box 790, Grand Island, Nebraska 68802 ( "Trustee "). The beneficiary is Home
<br />Federal Savings & Loan Association of Grand Island, which is organized and existing under the laws of the
<br />United States of America and whose address is 221 South Locust Street, Grand Island, Nebraska 68801
<br />( "Lender "). ISMAEL M MENDEZ and MARIA G MENDEZ owe Lender the principal sum of Three
<br />Thousand Two Hundred Sixteen and 83/100 Dollars (U.S. $3,216.83), which is evidenced by the note,
<br />consumer loan agreement, or similar writing dated the same date as this Security Instrument (the "Note "), which
<br />provides for monthly payments ( "Periodic Payments "), with the full debt, if not paid earlier, due on January 16,
<br />2015. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with
<br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with
<br />interest, advanced to protect the security of this Security Instrument under the provisions of the section titled
<br />Protection of Lender's Rights in the Property; and (c) the performance of Borrower's covenants and agreements
<br />under this Security Instrument and the Note. For this purpose, Borrower, in consideration of the debt and the trust
<br />herein created, irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described
<br />property located in the COUNTY of HALL, State of Nebraska:
<br />Address: 621 W 5TH ST, GRAND ISLAND, Nebraska 68801 -4534
<br />Legal Description: NORTHERLY EIGHTY -TWO FEET (82') OF LOT FOUR (4) IN BLOCK
<br />THIRTY -SIX (36) IN THE ORIGINAL TOWN, NOW CITY, OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA.
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
<br />appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
<br />covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
<br />"Property."
<br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to
<br />grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.
<br />Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to
<br />any encumbrances of record.
<br />Secured Indebtedness. The debt evidenced by the Note and which is secured by this Security Instrument is
<br />subject to the provisions of 12 CFR 226.32. Borrower acknowledges that Borrower has received the disclosures
<br />prescribed by 12 CFR 226.32 at least three business days prior to the execution of the Note and this Security
<br />Instrument, or as otherwise required by 12 CFR 226.31. Borrower and Lender further acknowledge and agree that
<br />this Security Instrument will secure additional debt subject to 12 CFR 226.32 only if Lender satisfies the necessary
<br />requirements imposed on such debt imposed by 12 CFR 226.32 and Applicable Law.
<br />Borrower and Lender covenant and agree as follows:
<br />® 2004 -2012 Compliance Systems, Inc. CECA -3DA1 - 2011L2.10.600
<br />Consumer Real Estate - Security Instrument DL2036 Page 1 of 6 www.compliancesystems.com
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