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201305490 <br /> (C) "Lender" is U.S. Bank N.A. <br /> Lender is a National Association <br /> organized and existing under the laws of The United States Of America <br /> Lender's address is 4801 Frederica Street, Owensboro, KY 42301 <br /> Lender is the beneficiary under this Security Instrument. <br /> (D) "Trustee" is Mr. Thomas Locher <br /> Trustee's mailing address is 2002 Douglas Street,200 The Omaha Club,Omaha,NE 68102 <br /> (E) "Note" means the promissory note signed by Borrower and dated 06/14/2013 . The Note <br /> states that Borrower owes Lender Ninety-One Thousand and 00/100ths <br /> Dollars(U.S. $91,000.00 )plus interest. Borrower has promised to pay this debt in regular <br /> Periodic Payments and to pay the debt in full not later than July 01, 2043 <br /> (F) "Property" means the property that is described below under the heading"Transfer of Rights in the <br /> Property." <br /> (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br /> under the Note, and all sums due under this Security Instrument, plus interest. <br /> (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br /> are to be executed by Borrower[check box as applicable]: <br /> Adjustable Rate Rider Condominium Rider Second Home Rider <br /> Balloon Rider Planned Unit Development Rider 1-4 Family Rider <br /> El VA Rider I Biweekly Payment Rider Other(s)[specify] <br /> (1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances <br /> and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable <br /> judicial opinions. <br /> (J) "Community Association Dues, Fees, and A ..1...1.s" means all dues, fees, assessments and other <br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners <br /> association or similar organization. <br /> (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br /> draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br /> computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br /> account. Such term includes,but is not limited to, point-of-sale transfers, automated teller machine <br /> transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br /> (14 "Escrow Items" means those items that are described in Section 3. <br /> (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br /> any third party(other than insurance proceeds paid under the coverages described in Section 5)for: (i) <br /> damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part of the <br /> Property; (iii)conveyance in lieu of condemnation; or(iv)misrepresentations of or omissions as to,the <br /> value and/or condition of the Property. <br /> 2300302726 D V6NE <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP co VMP6(NE)(1105) <br /> Wolters Kluwer Financial Services Page 2 of 17 <br />