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<br /> ` ' ' S. 8a7mrd or Fmg�ty Ias�aace. Bonower sHaU keeg the impmvements nnw e�tisang or flereaRer erecxed on th� •
<br /> � _ , pcaperty insured against toss bY&e�Uazards incduded within tl�teim'eatende3 ooverags'and aay other h�ards.induding `` �
<br /> � � � floods or IIaadiag,for whic�Iaader reqnires imsuraace.This insnraase shaII be mainEained ia the amo�ts�for the periods .� ,,���4
<br /> ;�--";r that I.euder r�.Tfie issu�toe cazri�r providsnS the insuran+�e shali be clwsea try Borrower subject to Lender's appraval � . ,_
<br /> = -- which shall not be�,•+•�+ca�Iy arlthheld.If Boaower fals to maintain covesage descriUed above, i.endet maN. �d.ender's. � �
<br /> � opiion,obrain ooverag�to pmtect I�endePs righis in the Pmpect�+[n acco�ance witt►paragraph 9. � ciause.Lffidet ° �'�
<br /> � �nde ei
<br /> , .'; All insurance Pal�des aad ra�ewals shall 6a acoeptable to I.ender and shall include a standard mortgage ,�.
<br /> - 2 � shall bave the ri�ht m ho2d the policies aad renewals.If 1.eudet requi�es,Borrower sball pmmptiY give w Lender aIl receipts of `
<br /> - , - paid premiuims�A tenearal notices.In tbteevent of loss,Bormwer�saii give pmmpt�acc w�:��:�s"-r:�•:�•"••'�•� -
<br /> . . , � . '' i,ender may matce pmof of tass if not mad�pmmptiY bY Hoaawer. � �-�____-
<br /> . - ` mce�ds sball be sppli�to restorarioa or cepair of the `� � , ';.-"
<br /> • �'� �.tb. Unless Ixader aad Soaawer othe�vise ag�ia vuridag.�nsaranse P � �,. -
<br /> ' `. " if the zeswration ar repair is esamamically f�ble aud I.ender's secarity is uot 2esse�ed.If the restoiation or ...`z�4�-`.�
<br /> , r�:f��',' �m►�g�� 0._r y
<br /> . ,.. �' c e p a i r i a n o t e o ono m i s�y feas�2e or Leader's security wouid be lesscned,the insar�ce proceeds sLall be applied to the sums �
<br /> ' se�ed by tl�is SecAVdiy I�stsument.wh�her ar nutthen due.with anp exc�ss pa�d to Bonovrer. If Borrotver abandons the ..:_�;;_
<br /> : i.�--.-
<br /> :.�,�;. �• :._� ' �P�3►.or dnes nni answer within 30 days a natioe frora Leader abai the ias�rance cazrier has oifeied to settle a claim,ti�n _ {=.
<br /> Y �h . • : Lender may colle�t t�e insurance pmceeds. Le�der ma3►nse the pmceects t�tepair or reswr�the Pmperty or to pay s�s _
<br /> � ' s�by this Sectudty Iasuumeat,whether or not thea due.79�e 3Q�day periu,d w�I begtn wuen the uotive is given. _ _
<br /> -�'.:���`�`�",�''� � Unless.L�der aad Borrawer a@ierar}se agicee m wtiting, aaY applic�on of pmceeds to principal shail nat extend or `_-
<br /> :..,::�;.a. . Fustpone the dae date of the�a�lY Paymeats refer�ed w ia Pazagt'apl�s 1 aad 2 ar cl�ange t�e smouut of the paymentv. If � _ _
<br /> � ,, , �, nadei paza�caph 21 the FrogertY is ar.quired bY Icndet,Bonower's sight to aay insm�ance pollcieg and pruceeds cesuidag from. _ _
<br />- .`` , ,'�: damage to the Pcoperty Fr�or w the acqnisition sball pass to I.ender to the extent of the bvms s�ued bll thi4 Seaulty Instmment� _ - `� Y:
<br /> , immediatp�jt jiiipt tp thC 8C(�UIS�ttOD. � -
<br /> ' ` R� 6.pocapaucy,�sesvattom.�snd Pmtedtc�s of ihe Progelty;Boirow�'s Loaa Apglication,I.easehoicts. �•;1-:-
<br /> . --�� ,.
<br /> .`' "`` Sorrowea s�all acc�py,establ�sh,and use the Ymperty as Bon�'s principal�dence witLia sisty days aRer the execuuon of ;:t:;=._.�=
<br /> ` �'�° this SecaritY Instrnment and shall conttnsse to accupy the Progzrty as Bormwer's psinclpal tesidence for at least one year aRer -
<br /> ' ` '` the daXe of uaupancy,unless Leader otlieiwise a�+ees in wxiting,which consent shall not be wueasonably withhe3d.or�mtess �
<br /> • . .� :. ;:. ',s � _
<br /> . :;� extenuating circumstances exist w�ich aze beyand Borrower's co�nl. E;�uwer shall not destcoy, damage or Impair the'. �
<br /> � . propesiy.a]Iow the Prnpejty to deterlortste,.ar commit w8ste on the Frop�.y.�Bo�cower shall.be in defaolt if�y forfeiUue .
<br /> � t -: _
<br /> - c��;c��; � ,� a�tion or pmoee�n�,whethec dvil es criminal.�S begua that ia Leader's good faith judg�t cantd t�esult ia forfeiture of the ,--�;- ";
<br /> � ° '` ^`':� �the lien cceated by this 5r�aslty Instrument or I.er.�'s secauity interes�Bornuwer may � �.xmr m�•�
<br /> pmperty or othetadse mazerially i� " en . i� :,
<br /> . . ' :,..r core sac�a defanit aa�reiustate,as provided ia paragraph 18.�Y causinS the acdon or pmceeding w he dismissed with a niling .�9 ±.,.
<br /> � �'�; that, ia Lendcr's gac�faith d$te�inat�an.P�'udes forfeitare of the Borrawer's interesc in the Fragerty or other materiat `..;?-.�;';�,
<br /> f ;. ,q �impairment of the�c�n created by this SeCnrltY Insut�ment oz Lender's secairity intemst. Borrawer shzT.i also be in defauIt if �
<br /> u� ecar
<br /> .' ;:!?�� :,' Borrower.daring the loan applicat�on process,gave materIallF�'se or ia&r�curate informa�on ar stazements to I.enctea�{or failed
<br /> ';����� �� de Lender with materIal informatioa)in coanecttc���tbe toan evidenced by the Note,including,bnt r:�t�imited • ��' '
<br /> ;. ..�.
<br /> ���.,;,,.� . ,•� � to pmvI
<br /> g�Y •.,r.�,-,--,
<br />. . , _ ccupancy pmPertY <�,,:-
<br /> � to,representatians cc;�ining Bouower's o of the as a gr�pal residenze.If tDis Secariry Insuuiaent is on a �; �"::,,:. ..i•�
<br /> .. � � ' Ieasehold. Sorrowea.�.all comply with aU the pmvisiaas of the lease. F.��orrower acquires fee tifle to the Property, the _ __.��
<br /> ' leas�altl and the fee title shall aot mesge tmless Lender agrees to the merget in writiag. , '=�„..;:''�:..*::
<br /> -� �...•� ;; � . 7.Aotecttoa of I.euder's R€r,r.�is in the Propertq.If BorRrxer fails to perfo:m the coveaants and ag��eem�ents conu�iaed ia � ..,�„�,f�i;
<br /> � � �• � � ' � tUis Sec�ity lnsuament.or there�e tegal praceEding thai maF si�nificantly affect Leadds r}ghts in the ProPertY(sach�as a . f ..��M, '_�
<br /> -- praceed�ag in baNauptcy,probate.for candemnation or forfeitare or w e�o:ce lawa or regu2atlaas),then I�ender maY do and . ,. �--•�:,�.-.-_-
<br /> ' and Lender's rlp,hts in the Leader's actions ma .:�:`:��`
<br /> � . . ' PaY for a�hatever is necessary to pmtect the value of the PropertY ��• y �:���Nr;�;�,::-
<br /> �:�. ,:�•. include DaS►in� anY saass sec�ued by a llen whic� has prfm�tty over thia SecurIry Insmtment, aPPea�ing in coun, PaYing .:-_.� --
<br /> , � � . reasonabte attom+ays'fees aud eatering on the Property to ma�ceQaus.Although Lcnder may take ac�on uader this paragraph �
<br /> a ' .
<br /> .�., . �. T.Lender does not have to do so. �..�_ V. ":'
<br /> r. '_ .. � ` Any aawimts dis6mrsed try Leader under thia paiagrapb 7 shall become additional debt of Borrowez s�.by this :- . �-=�-
<br /> ,;.;.
<br /> . �i Security 1ns�arnent.Untess Borrower and Lender agree to other terms of payment,these amouats sha11 bear interest f�om the
<br /> • . .. ' � date oY disbursement at the Note rate and shall be payable, with interest, upon notice from I.euder to Borrower requesting .
<br /> a
<br /> '...,�' �'.�;. p 8.11�nrtgage Iasurance.I4 L.ender required mortgage 9asuraace aa a condit�an of makiag the loan secured by thls Se�vrity
<br /> =�:� .. .. Insuument. 8ormwer sbatl pay the pnemiums required to maintain the mostgage iASivance in effect. If, fos�y reason, the .
<br /> � mortgage iasvrauce coverage mquired by Lender lapses or c�eases to be ia effect,Borruwer sha11 pay the premiams re4uired co .
<br /> � obtaia coverage substafltially equiva�ent to We mortgage insurance p=evionsly in effect,at a wst substanrially equivalent to the _
<br /> - � cast to Borrower of the mortgage insurance previonsly in effect, from an atternate mortgage iasurer approved by Lender. If .
<br /> - � � �. substandaUy eqaivalent atortgage insuiance coverage is not available,Borrower sLaU pay to Leader eacb anonth a sum equal to , � •:
<br /> , . ,
<br /> -- ona�tv�elfth of the yearty mortgage iasuraace premium being paid iry Borrower when the insurance coverage lapsed or ceased to s. .. .,�.,
<br /> '�:,��, be in effert.Leader a►ill accept,use aad retain these payraents as a loss resenre in licu of mongage inanrs�n�. Loss reserve • .
<br /> . Fnrm 8028 90 .
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