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(B) "Borrower" is TODD A. PHELPS, AN UNMARRIED MAN <br />Borrower is the trustor under this Security Instrument. <br />Return To: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />CATHERINE A. REICKS <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />NMLS# 407650 <br />NEBRASKA-Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />C> cn <br />CD —1 <br />D 2 --( <br />r 7,--,' � � 71 i'11 � <br />gv . . ......, <br />,.., <br />Co <br />a C� <br />Deed of Trust <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JULY 3, 2013 , together with all <br />Riders to this document. <br />113932 <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />