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N <br />e rto <br />emi <br />W <br />e <br />H <br />W <br />OC <br />w Return To: <br />W PLATTE VALLEY STATE BANK & TRUST COMPANY <br />�.. 2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />Q VAL GALVAN <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />G <br />Deed of Trust <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 10, 2013 , together with all <br />Riders to this document. <br />(B) "Borrower" is TRACY E GARDNER AND THOMAS GARDNER, WIFE AND HUSBAND <br />NMLS# 407650 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />71( <br />Borrower is the trustor under this Security Instrument. <br />11107353 <br />CD W <br />CD <br />C D <br />C_ -- m <br />r <br />C <br />r <br />r <br />Form 3028 1/01 <br />VMP6(NE) (1302) <br />Page 1 of 17 <br />