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Return To: <br />BANK OF DONIPHAN <br />P 0 BOX 270 <br />DONIPHAN, NE 68832-0270 <br />Prepared By: BANK OF DONIPHAN <br />P 0 BOX 270 <br />DONIPHAN, NE 68832-0270 <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />(A) "Security Instrument" means this document, which is dated 07-01-2013 <br />Riders to this document. <br />(B) "Borrower" is MICHAEL L. ROWEDDER AND KELLY R. BENNETT, AS JOINT TENANTS , each <br />-H <br />—1 <br />n <br />m <br />-- f; <br />Definitions <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />, together with all <br />a single person <br />Form 3028 1/01 <br />VMPB1NE) 111051.00 <br />Page 1 of 17 <br />