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Ne3028.dot.xml <br />After Recording Return To: <br />HERITAGE BANK <br />315 W. 60TH STREET, SUITE 100 <br />KEARNEY, NEBRASKA 68847 <br />Loan Number: 07 -2083 <br />DEFINITIONS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />rn <br />rev 7:6 tit <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 Page 1 of 14 <br />N <br />c <br />C /) <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 19, 2013 , together <br />with all Riders to this document. <br />(B) "Borrower" is JEFFERY A. FITCH AND GINA M. FITCH, HUSBAND AND <br />WIFE, AS JOINT TENANTS <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 315 W . 60TH STREET , SUITE 100, KEARNEY , NEBRASKA <br />68847 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is WEST GATE BANK <br />6003 OLD CHENEY ROAD, LINCOLN, NEBRASKA 68516 <br />(E) "Note" means the promissory note signed by Borrower and dated JUNE 19, 2013 <br />The Note states that Borrower owes Lender TWO HUNDRED TWENTY- FIVE THOUSAND AND <br />00/100 Dollars (U.S. $ 225, 000.00 ) <br />DocMag/c <br />www, docmagic. com <br />CO <br />1--h <br />13-0A4/ <br />—1 <br />0 <br />op <br />