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Return To: <br />PLATTE VALLEY STATE BANK & TRUST COMPANY <br />2223 2ND AVENUE <br />KEARNEY, NE 68847 <br />Prepared By: <br />VAL GALVAN <br />2223 2ND AVENUE, KEARNEY, NE 68847 <br />Definitions <br />Borrower is the trustor under this Security Instrument. <br />NMLS# 407650 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP <br />Wolters Kluwer Financial Services <br />Deed of Trust <br />113893 <br />M <br />r- � - 4 <br />o ---1 <br />r `.. Z _-_I <br />r' — I m p '� <br />- N C) -17 I—' <br />(B) "Borrower" is SAMUEL A SP I EHS AND ELIZABETH V SP I EHS , HUSBAND AND WIFE <br />a <br />7, <br />= 1 ui 71 <br />cnn ^-_— - 11 <br />co co CD <br />ga <br />cn <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JUNE 26, 2013 , together with all <br />Riders to this document. <br />Form 3028 1/01 <br />VMPB(NE) (1302) <br />Page 1 of 17 <br />