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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />J EP 1 M DOBISH <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />DANIELLE M DOBISH <br />(Seal) <br />- Borrow er <br />(Seal) <br />- Borrow er <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />NMLS# 407650 <br />NEBRASKA- Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />11107393 <br />2 0130 5 033 <br />Form 3028 1/01 <br />VMPB(NE (1302) <br />Page 16 of 17 <br />