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When Recorded Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />Grand Island, NE 68803 <br />State of Nebraska <br />The trustee is CharterWest National Bank <br />which has the address of 2020 E 7th St <br />Grand Island , Nebraska 68801 <br />[City] [Zip Code] <br />16256.CV (9/11) 910042 Page 1 of 5 <br />[Space Above This Line for Recording Data] <br />DEED OF TRUST <br />THIS DEED OF TRUST ( "Security Instrument ") is made on June 13th <br />The trustor is Ann F Sampson - Engert and Renard E Engert, wife and husband <br />[Street] <br />( "Property Address "); <br />Cr) <br />FHA Case No. <br />321 - 3235922 703 <br />MIN: 100416700025578213 <br />, 2013 . <br />( "Borrower "). <br />( "Trustee "). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ( "MERS ") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801 -2026, tel. (888) 679 -MERS. <br />CharterWest National Bank <br />which is organized and existing under the laws of the State of Nebraska , and whose address is <br />714 N Diers Avenue Grand Island, NE 68803 ( "Lender "). <br />Borrower owes Lender the principal sum of Fifty Six Thousand Three Hundred Forty Nine and 00 /100 <br />Dollars (U.S. $ 56,349.00 ). This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ( "Note "), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on July 01, 2028 <br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall County, Nebraska: <br />The Easterly Thirty Feet and Six and 1/5 inches (E 30' 6 1/2 ") of Lot Eight (8), and all of Lot Nine (9) <br />and Ten (10), Block Four (4), East Park Addition to the City of Grand Island, Hall County, Nebraska <br />