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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Air <br />1 y D. Fre <br />STATE OF NEBRASKA, <br />On this 17 th day of June, 2013 <br />duly commissioned and qualified for said county, personally c <br />Billy D. Freeman, Shirley A. Freeman <br />My Commission expires: g'25'1 <br />hirley A. Free <br />k a <br />I GENERAL NOTARY - State of Nebraska Dev ra cElroy <br />!� DEVRA MCELROY <br />j € MyComm. Exp. Aug. 25. 2013 <br />an <br />an <br />NEBRASKA- Single Family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 30281/01 <br />Laser Forms Inc. (800) 446 -3555 <br />LFI #FNMA3028 9111 Page 13 of 13 <br />2 1 305 01 4 <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />before <br />(Space Below Thls Line For Acknowledgmen <br />Hall County ss: <br />me, the undersigned, a Notary Public <br />to me known to be the identical persons) w hose natne(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her /their voluntary act and deed. <br />Witness my hand and notarial seal at 2009 N. Diets Ave., Grand Island, NE 68803 <br />in said county, the date aforesaid. <br />-Notary Public <br />