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<br /> � ' •�;���� �. �au3n1 dr�t�apesty Irisaraac��Bormwer.shall �eep the izppmvea�eigs now�exisstiag er ttereatter ereeted an tise -.
<br /> , : .�r��:�' Progeny iasured against loss by firo,.hazards IncIudad within t�e term °exten@ed cove�age'snd any other l�a�ards.utcludtng �
<br /> � floods or flaoding,for which L�eIIder recp.iires inswanse.T6is insuranoe sha116a maintaine8 ia the amounu and for�t�e pEriads _
<br /> ::��� . ���. � th�t Lender�qnires:T6e insmanc�cazrier p�vi�ng the u�uranre shail be chosen�y Bormwer sutsjoci to Lc��#ri's�iiv:�a� �==
<br /> ' �, , wbich sha11 nut be nnreason�sbly withheId.If Botrower fails w uiaintain coverage described above, Lender tnay.at i.eader's �
<br /> ., optinn,o6tain oover�g to protect I�ender's rtghts ia the Pcnperty in accordance cvitb p�ragraph 7. �`.�:�
<br /> 'f�'�r-:'��� ' Aii instaraace policie.s and renev�ls shatl be acceptable W Lender and shall include a standard martgage clause. Lender �=r"�
<br /> ` � � shali have tha right to hoId the policies aad reaewals.If Leuder tequires.Barruwer siiaU PrvmpttY giYe to Le�tder aIl c�oeipts of �
<br /> " paid premiums and renewal notiae5.W ihe event of Ioss,Boicower shait give p�nmpt nodoe to tHe insprance carsier artd� �'°��
<br /> � � �-
<br />-' ` � ' Lendet may make praof of ioss if n�ot made pmmpfly by Borrower. , ' �;�_
<br /> n ' "' Unless Lender and Bortower atherarise agree in writing,ins�ance pmceeds shall be applied to rest,o�ation or repair of the --
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<br />: :`� . . - � Property damaged,if the restoratioa or repair is economicaUy feas�le and Lendcr's security is aot lessened.If the restoration or �:=�
<br /> _ ' �::';;:' repair is aot ecoaomically feas�b2e or l.ender's security wouid 6e tessened.the imvr��p:oceeds si�all be agplied to the sums -
<br /> � .s�by this Seauity Iasuument.whether or not Wen d¢e,a+ith any excess paid to Bomnwer. Tf�oaower a6andons the =-
<br />_: .�.,�::�. : .
<br /> ;}:;,.., ;,.,';'�<<. Property,or does ant answer within 30 dayS a aofioe fcam Lender that the insmance carrier has offeted to seule a claim.thea ---
<br /> ,;, • '.5•;�:<':'_� Lender may coliecx the insurance pmceeds. Lender may use the proceeds to tepair or restore the Ps�uperty or w pay sums
<br />-��•-=-`: ' - •�� secured by t6is Security Insmiment,whether or not then due.T�e 30-0ay period will begta when the natice is given:. , °:
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<br />' ',�;}', •.,. ��`��� Un2ess Y:eader and Horrower otkerwise�agree in amting,anY aPPlicadon of groceeds to principssl sha�I not eRtend or �_-
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<br />__ ••..,t `�• • � post�one the due date of t�e iaonthly payineents referred to in paragtaphs 1 and 2 or change the amount af the payments. If —_ -
<br /> . .`:r✓ under�^21 Qte Fraperty is acquired by I,eoder,Eorrawer's right w any insuranee policies and pmceeds resulting fram 4=�
<br /> . •<`;r."`: da�nage co t�e fi�'apertY Prior to the acquisition shaU pass to Lender to tke extent of the swns secuted by tbis Secarity Instmme�t �:-:•.
<br /> . �� � . . • . ... _. . . `
<br /> m�m�Y PrFor to the acquisiHon. � �• �„,:;
<br /> -. . :•`�,� 6.Oca�pancy,Pr�servation,Maintenance sud Pmtection ot t6e PtoPertY;Bonower's Laan Application;Leasehal�.
<br /> , Borrower shall'occupy.establish,and use the Property a,Borrower's principa!cesidence�+►itbia sixty days after t�e execuuon of
<br />-- � � � ttris SecurityE Insmiment and shaU contirtue to occupy the Property as Borrawer's principal residence for at leaSt one year after ,'' _
<br /> . . ' � the date af occupancy,unless Lendet otherwise cn writia ,w6ich consent shall not be uareasonably wit�held,or uAtess �,""
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<br /> -- , . • �;�. extenuaung cinumstaaces exist which are beyand Hormwer's oontrol. Borrower shall not des�rny, damage or iaipair`t2�e � _..
<br /> ' �' .. r.:? Property. allow t6e Praperty to deteriorate.or commit waste on the Property. Borroweir shsaU be in defaalt if any forfe�t� ���
<br /> -- � �''` . action or praceetting.whether civil or criminal,is 6e��a that in Lender's good faith jndgmeat coutd resulE in forfeiAue of tbe �. ��;;`
<br /> _: —
<br /> �`'; Prpperty or othenvise materiaily impait the lien cseat�.�l.by this Sesurity Inswment ar LenEler's security interest.Bortower cna}r ;� '_
<br /> .":,. ' cure suc6 a default and re�ostate.as provi�i in par5graph 18.by causing the action nr pmceeding w be dismissed with a ml�ng �- .-,
<br /> - ' � �. •��•'�� tbat, in Lender's good faith determinati�a, precludes forfeiture of the Borrower's interest in the Property or othet�nat�al _ � �.-
<br /> � � � impaisment of the lien created by this Security Instrument or Lender's securiiy interest. Borrower shatl also be in defautt if �'{-�:
<br />�1;�.�w•�_ . � ,_ Bonnwer.during the loan appllcatIon pracess,gave materiaUy false or inaecurate i�formatioa or statements to Lender{or failed �,-�
<br /> - �° � "' w provtde Lender with any material informarion)in cannedion with ihe loan evidertced by the Note.iacluding.but not timited =��
<br /> _ •� ..�.�; - _
<br />- �. `�. . ' to:representarions ooncerning Barrower's accapancy af tIie Pmperty as a grincipal residence.If this Securiry Instnuneau is on a �
<br /> �� ` � �' � leasehold. Bonower shnU comply with a!1 tl�e provisions of the lease. If Bonowes acquires fee tiue to the Property, the . r.. _
<br /> ,,.;, , . .;
<br /> . , . teasehold and the fee title shall not mer�e n�tess Lender agmes to the merger In wriring. ' �:-
<br /> ��,. ,;,`- � � ,.:`,� 7.Ppotedioa of Lender's Rights in Qhe Property.If Borrower faiis ta pedorm the cavenanu and ageements wntaiaed in . ���-
<br />-- : " ' i this Sacurity Insirument.or there is a lega!prooeeding that may significantly affect I.ender's rights in the Froperty(sach as a . -_-
<br /> . . " ' proceeding in bankruptcy.grobate,for corutemnation or forfeiture or to enforce taws or regu(attons),then I.eader may do and � r -..
<br /> � :{ , pay for whatever is necessary to prutect the value of the Property and Lender's rights in the i'roperty. l.ender's actipns may • � ;:
<br /> • • •�• include paying any swns secured by a lien which bzs pr�ority aver this Security Ins�. appearing in wurt, pay:r,�,8 '
<br /> . •t�, r�asonabte aitomeys'fees and entering on the Propeny to make mpaus.Althougb L.e�nder may'�ake action under this�mtagt�h
<br />- � ' :. z.�: 7.L.ender does not have to do so. . � ' �"'.�
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<br /> � • "�� : My amounts disbursed by.I.ender under this paragraph 7 shall become�ditional debt of Borrower secam.A by this �,�;
<br />_ 5ecurity Instrument. Unless Borrower and Lertder agree to other terms of payment, these amoums shall bear interest from.dte
<br />-=.� . dute of disbursement at the Note rate and shall be payable. with imerest, upon notice from l.ender to Borrawer reqaesti�g � �°���
<br /> '.{ .',:`�.. . ' i�yment. '
<br /> - • '' � �.Mortgage Insarance.if I.ender required mortgage insurance as a condition of making the Iaan secured by this 5ecuriry •
<br /> � ` � lns4nunent, Botrower shall pay the premiums required to maintain the mortgage insurance in effect. If. for any reason. the �_.:
<br /> . , �_ mortgage insurance wvera�e required by I.ender lapses or oeases to 6e in effect.Borrower shall pay the premiums required to� � .
<br /> � � � •• "• • � ' obtain wverage subsantially equivalent to the mortg�e insurance previously in effect,at a oost substantially equivalent to the
<br /> � • � - cost to Borrower of the mortgage insurance previously in effect, frqm an altemate mo�2sage insurer approved by Lender. If
<br />``� , ' • � substantialty equivalent mortgage insurance wverage is not available,Borrower shall pay to Lend�r each month a sum egual to
<br />�:;'..�.� ' .•. ,: ' one-twelfth of the yearly mortgage insurance premium being paid by Borrowet when the insurance wvcrage lapsed or c.eased to •
<br /> '+= � � be in effect.I.ender wili accept.use and reta�n these payments as a loss reserve in lieu of mortgage insurance. Loss reserve ,
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