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201304980
<br /> Unless otherwise agreed in 'writing, all iitkIrlinfX proceeds shall be applied to the'restoration or repair of the.Prooerty or TO
<br /> the Sectre.d Debt, whether or not then due, at Beneficiary's option, Any applieation of pmceas to principal. hail not
<br /> exteild or postpone the dile date a dir;4 hedWt pa;yreetrat.nor change the ainotiri of any payment Any excess va be'paid
<br /> to the Grantor. If ale Property is acquired by Ben ,,1/4,'encia , Trustor's right to any-insurance policies and proceeds resorting
<br /> fium damage to the Property 1:e fore.the acquisition shalljxiss.to Beneficiary to the extent if the Sc Debt-isintattliatefy
<br /> betbre-tbe aoquisition.
<br /> 20, ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Trustor will not be
<br /> required to pay to Beneficiary fluids for taxes and insurance in escrow.
<br /> fl MANCIAL REPORTS AND ADDITIONAL DOCUMEN'I'S, Trustor will nree,ide w Beneficiaxy upon request, any
<br /> financial statement or infortriation Beneficiary may deem reasonably r_messary.Thistor agrees o Sign, ileliver, and file any
<br /> additional&contents or certifintions that Beneficiary may consider necessary to perf0.A, writinue., and preserve Grantor's
<br /> obligations under this Security Instrunent and Beneficiary's lien status oath!,Property,
<br /> 22„ JOINT AM) INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under
<br /> ads Security Instruinerhare joint tind individual. If Tri3stor signs this Security. Instrument but does not sign an evidence of
<br /> debt,Trostor doer so orc o raori.gage Trustor's interest intim Property ni secure par nem-a-ow secured Debt.and Tritstor
<br /> doec. not agroe to be personally Ital,le (m the Secured Debt, It tins SeCUrity Instillment s..ozures a -guaranty between
<br /> Betficittry and'Frusatr, Trustor agrees io waive any rights Ikea may prevent Beneficiary from bringing an,,,2 or or claim
<br /> against Trustor or any patty indebt -under .the obligation, These rights may include, but are not Iitnited -to, any
<br /> anti-de,fici.ency cir o.ne-acnon laws. Trustor agrees that Bonefity and any party f.f) s Sewriry Instrument may exteild,
<br /> triodify or make my change in ibe terms oi this ccrc ay evidence of debt -without Trustor s conSent„
<br /> Such a clialfge sil' rii>t release Trustor from the terms afthis. Securitlki Instmnient, The duties and benefits of this Se.-Anjty
<br /> Irtstruirient&la bind and benefit the successors and assigns of Trustor and Beneficiary.
<br /> APT,1,ICABLE LAW: SEVERABILITY: INTERPRETATION, This Security Instrument is.governed by the lay,:s of the
<br /> jurisdiction in which Beneficiary is"Nix:ed.,except to the extent otherwise required b,3 the IMW;DT jurisaiction where
<br /> Property rs lotxited. This Sectuity instrtersont .comnlete .A8d fidlY intesfratA. lItis Security Instrument may rtoi: be
<br /> amended.or.modified by mail agreement. ,-,it section urtles &catty instrimaent, attachments, or any agreement related to
<br /> the Secured Debt that conflicts 'With.3pplicatile law w t ef e unlesa that law eXPIZS,Sty'ør itripliediv rg-rfrEits the
<br /> variations by written.agreeinent„ an set...tion of this Secaritv.instnirnent can in be enforcod ee,eordirtg tetin,s, that
<br /> sectiou. ee severed.and Will not ari"ect:the.enforceability cif the remainder o this Securiw_Instrument, 'Whenever
<br /> die singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security
<br /> instrument are fOr convenience only and are not to be used to interuret or define the terms of this Security instrument. Time
<br /> is of the essence in this Security instrument.
<br /> IC SUCCESSOR. TRUSTEE. Be4.2„eficiary, at Beneficiaq'k option, may from time io time remove Trustee and appoint a
<br /> successor trustee without any other formality than the designation in writing. The successor trustee. without•conveyance of
<br /> the Propertv, shall iiticmed to all the title; power and dute' aonferted. upon TPISelle by this Security instrument and
<br /> applicable
<br /> 25. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to
<br /> the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice
<br /> to one trustor will be deemed to be notice to all trustors.
<br /> 26. WAIVERS. Except to the extent prohibited by law Trustor waives all appraisement and homestead exemption rights
<br /> relating to the Property.
<br /> 27. OTHER TERMS. If checked, the following are applicable to this Security Instrument;
<br /> Lime of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be
<br /> reduced to a.zero balance, this Security Instrument will remain in effect until released.
<br /> X 1 Construction Loan, This Security Instrument secures an obligation incurred for the construction of an
<br /> improvement on the Property.
<br /> Liii Fixture Filing, Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future
<br /> and that are or will become fixtures related to the Property. This Security instrument suffices as a financing
<br /> statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of
<br /> the Uniform Commercial Code.
<br /> Riders, The covenants and agreements of each of the riders checked below are incorporated into and supplement
<br /> and amend the terms of this Security Instrument. [Check all applicable boxes]
<br /> Condominium Rider I: I Planned Unit Development Rider Pi Other •
<br /> lAdditional Terms.
<br /> SIGNATURES: By signing below. Trustor agrees to the terms and covenants contained in this Security Instrument and in any
<br /> attachments. Trustor also acknowledges receipt of a copy of this Sec.rority Instrument on the date stated on page 1,
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<br /> (sig.tu,e)A,Kf A Ruzicka mate) cliigid-Z-) teph8nie J u4i Ck a
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<br /> ACKNOWLEDGMENT:
<br /> STATE OF Nebraska . COUNTY OF Hall
<br /> This instrument was acknowledged before me this 19th day of June 2013
<br /> by Craig A Ruzicka, Stephanie Ruzicka
<br /> My commission expires; 05/19/2017
<br /> .........
<br /> 4 WEN.NOTARY.St&dNebraska (Notary Public)
<br /> KEAN D°TIMM Kevin Otttran
<br /> "-,'"•::",-;•-•-•;:.
<br /> 0 1994 Wolters Kk,w Financ;a1 Services-Bwkers Sy ," Form RE-DT-NE 12/15/2005 ipage 4 of 4)
<br /> VMP®-C165(NE) ;0708)
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