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201304935 <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br /> rider(s)executed by Borrower and recorded with it. <br /> a'4 6 I I 06/12/2013 (Seal) <br /> Toby D. White -Borrower <br /> 6I12/2013 (Seal) <br /> Heather White - 1 igtX- <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> I Refer to the attached Signature Addendum for additional parties and signatures. <br /> FHA Mortgage WITH VMP M III INN II 11 II 11 1111111 III I I I I 11 111 II III VMP4N(NP109 0 <br /> Woitte®Kiuwe Fin� a Services e9e of 0 <br /> g03316914259 0233 275 0910 <br />