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<br />- ` .t� � ` � 'POGEt�R WITH a11 the impsovemeats aow m Qe�Pocr erected an the�op�r.and all easaQeats.a�mco�raaces,aad ' `��
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<br /> � �..'.�� fixriues aow ur h�eaftsr a part of the propesty.AU replar�ments and�idItInas shall afso be cavaed by�IIis Security In�wnenl. -� ,.< `�
<br />� , �:.;_=��:` All of the fon-�osng is refemed w in tLi$S�rity Insuumait as the"Proparly.° ,.°�,�":� .� ` �
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<br /> BORYtOWF.Tt COV�IANrS Wat Bmmwer is lawfiilly seised of the esta�e heieby comeyed and has the right w graat aud , ,' `: •`�`
<br /> ... _ � �' �-':< cunvey tII�Pcogeary an0 that the Pmg�is�menc�mbem�,exc�ePt for encambnu�r.cs of recor�. Banawcr ar��and wil! - _ -- .
<br /> �` . . defend ge,nelalty the titte to the Ptoperty agtiiast atl claims�d dem3nds.snbiect oo aay eacumhiances of reoord. ' .
<br /> � G �(�j[$ $�]IJ$TR�T COfQb1A�3 11II1�UIID COVCOffitt9 fOI�tiQD�1ISC 8IId IIOIhilillfOlm C6VCOSIIt3 allth lIIrilfCd c`�6'
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<br /> '.?' �� LPl�ymeatolY°riadpalaudlateres�Frepay�entaadLateCharg�. . Bo�soaer shaD P�mP�Y PaY wlieu due the �` �'�`_ "-
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<br /> � p�ipal of ead inte�est on the deMevideaoeri by tAe Hote ans an}►pm,paymencfficu ia���:-n�'v,,.::� �_ =
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<br /> .�._,,. .�• Z:t�ds ros Ta�es ana Imsmanc� snbject to applicable YaW or o�a w�itteu waiver by r�, Boaower shau gay ta ,. " z����
<br /> . � I�endca on the�y maatbly payat�ts�e dne andea the Not�uat�the Note�S paid�furi,a sam("Fuuds'�for.(a)yearly� :`..�. `�=r_���
<br /> t - and a�.s�smentg which may am�in gnoriLy ovea tLis Sec�ity Insdnsm�t as a lien�tbe Pcoperiy;(b)S'eaziY��Pa7l��� _ ..---_
<br /> . - . or gro�m�.r�nts an the Fcopeaty.if anY:t�)Y�Y��DmF�I►u�smance psennium�{dj Y�r1Y flood;nsuranoe praaiatas,if .,,.;���
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<br /> � � ' ' �Y:(e)Y�Y�u�88���•if any;aad(�anY sams PaYable by Bomower m Leader,in acrontance with the =._ f •�„�.
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<br /> '`' "`� provisions of�h 8,in 6en of the paymeat of mort�age innuance premiams.'fLese it�s are c�Ited"Escmnr Items." �.°
<br /> _- `: : LeacIea may,at aay time.collert aac!ho3d Fumds m an amo�t aot to eaceed the ma�cimaw amoimt a t�dea for a fedrJalty related - ° , _
<br /> . �..�`=_��� �ge loaa maY require far Banower's esaaw aocrnmt ander ihe fede�al F.rai Fsmte Seiile�►ent Pcocedtu�s Act af 19�4 ag . --_ ._ -
<br /> . - ame,uded fmm mne te time,12 US C.Se�inn 2601 et seq. ("RBSPA'�.nn2ess anothe�1aw t1�at applies to the Fm►ds ae�a�u .-
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<br /> ' .. � �. �t If so,Leader may,at any ame.c�Ilect and hold Fmids m an amonnt nos to exceed the lessez amount i.eader may , � ``._=-
<br /> � �':`': est�ate the asnount of Fa�mds due an the 6ffiis of eauc�at data and seasonable esdmiaDes of e�cpe�d�ues of faaae Escrow It�s or ' .
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<br /> � ,�• otheia�ise inac�rdance with applicable 1aw. �" x� -..
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<br /> 1tie Ftutds s�all be held'm aa�whase depnsits are in�suced by a fede�al ageacy.msunme�►tatii}►,ar e�utY C�B _;.. - - -
<br /> ;: x : , � �;.. Leader,if Le�der is sacb aa ins0iduia�)or m aay Federal Home Loan Bank.I.�nder sLaII a�y the Fands tb pay the Escrow ;...�,:�" -�------
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<br /> �' `' ' Items.Lender may uoi c.�arge Hoaower,far tioldi�aAd applyiag tbe F�ds,��Y�Y�B d�esamw a�ount,ar veajfying _ _
<br /> ;�•:"., . � the BSaow Items.aNess LEader pays Boaawa mt�t on dhe Fimds and applicab2e taw peamils I.eades ro make sacb a charge. . �. : �--
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<br /> :F;?:::; ,�� ,, : � , . �: Iiowever,Ixades may reilaire Boimwer oo pay a aa�-�me charge for an inde,peadent real esiate tax report�.g sesvice ased by -��"-�' `°__—_
<br /> `•�� . Lendea in crosmecdan aith this loan,antess applicable 1aw pmvidea otheawise.UnIess an agreeme,nt is made ar applicab:�1aw �.r .'� -
<br /> , � • 5 • teqnires i�s�est Eo be p�id,Ixauta sin:.ri noi 6e req�aed to pay�akcower�y mtere.at or eamings on the Fands.Borrower sn4 � �.���,,
<br /> . . i�eada�ay agcee ia wridng,however,t7�mtemst sdall be p�d on the Funds.I.eada shaU give to Bouowe.r.wt�aut chaage,au �_.:�';��,.''"�°-�
<br /> � '. . .. annaal accouatmg of�he Fuads,showing credits and debits W the Fuads and the p�upose for whicb eac�debit w the Fnuds was '.°_ . -_-
<br /> �� -� � � made.'tlee Fhnds are pledged as additional seauiry far all snms secmed by�is Seauity Insaumen� , . '�`-�.�
<br /> �_ , '�: ,,.'� If the Funds hel�by Lender eacee�t�e aznounts pe�mitteed w be held by appl3cab2e 1aw.Lendea shaII account to Bomnwer for �J ::�.. ..�;�_,Z,��.
<br /> ;�:;';�' the excesv F�mds�accardance witb ti�rzqaaemenrs of applicable law.Tf the amonqt of the F�mds tteW by L�end�at as�y 6me I s �_:'�,::=--.
<br /> �+, , , aot sufficient Lo pay the Fsctow Items when dae.Lendea raay so aotIffy Bormwea a�writing.and.in snch c3se Boirower shai�PaY ='�.- ::v�';
<br /> �. w Lend�r the amownt necessary to make ap the defciency.Barrowea shall make up tt�e deSciency in no mase thaa n*relva a;:y.�.T` ;�y-�-
<br /> •'•� ' � � mo�thlY PaYmeats,at I.endes's sole disa�etlon. . �;-�`"-`' :"- -
<br /> ::. . ` : ' :• '`�'� Upan payment in fuU of sU surns secaued by this Secority Ias�umen�Leadca khaU promptty refimd to Bormwea atry Funds -'�`'� :� ._
<br /> c . .�'`,��� ; 'he2d by Leaid�IP�und�pa�agrapb 21.Lender shalb acquire or szD the Propeaty.Lender,Pri4z to the acqaisidon or satx c�Sie . `";_:-
<br /> z.:� . -. pmperty,shatl aypty any Fimds held�-�II.e�adc�at the tune of arquisidon or sale av a cred�e�ainst ihe sums sec�ed bg thls -- . ...___-
<br /> ,•� . . 5ecuriry Insuument `_
<br /> • .. . � 3.AppBcatIon of Peymenta Unless apyllcable law provides othawise.a�l payments received by Lender under pazagaphs ' 1;
<br /> ,,_._:
<br />" � , ' 1 �d 2 shaU be applied:fust.w anY piepayment chargea due uadea the Note;second,to amounts payable under para�aph 2: � .:' ` , :;_4°°
<br /> ,`. , third,w lnt�est due:fourth,w principai du�aad lasb w any tate charges due under Uie Note. . ,.?`>;-; :
<br /> `1 . , . 4.Charges.L{e�. Botrow�shaII pay all ta�ces.a�sessments.charges.fines and impo�ons auributable w the Fca�ty . ' ,`�,;;;.�,
<br /> . � • which may attisin priority ov�this Secauiry Instrument,and leasehold payments or ground re,nts.if�►y.Bonowea shall pay these � .: ,�
<br /> _ • . obllgadons in the manner provided in para�aph 2,ar if not paid in tLat manner.Borrower shall pay tttem on tiune directly w tt�a. � �
<br /> _- — ` - .`,�-� peasan owed payment Borrower shaU promptly fumish to Lender afl nouces of amomits w 6e�aid-und�tlus pa�agraph.{f�, - :���.`;..-. ._
<br /> Borrowear makes these payments direcUy.Bosrowea shaU promptly fumish w Lender recetpts cvideacing the payments. . J
<br /> .. � . � . .� Bomowea shall pmmptly discharge any lien which has priorlty over this Security lnsuument�ntess Bosower.(a)a�ees ip . . .. ,. �
<br /> writing w the payment of the obligation secured by the llen in a manaer soceptab2e w Lender;(b)conoests in good faith the lI�
<br /> � �� � ' by, or defends a4�Ct enfarcement of the llen in. legal procecdings which i� the Le,nder's opinian opecate w prevent the � �.
<br /> � � -:� enforcement of the lien;or(c)seciues from the holder of ttic Ilen an agreement saLsfacwry to Lendea subordinating the lien to � . .
<br /> this Security Inshunzen�If I.ender deie�mines thai any part of the Propeny is snbje�t to a tlen which may attain pzioriry ov�this
<br /> .} Securiry Insuumcnt,.1,c�8er may give Borrowea a notice identifying the lien.Borrower shall satisfy the 1ie�or take ane or more
<br /> . � .. _ � ,...: .
<br /> : of the a�tions set fortb above within 10 days of tho giving of notice. .. �
<br /> • ' •: Form 8028 9�90
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