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<br /> 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower
<br /> shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of:
<br /> (a)five days before sale of the Property pursuant to any power of sale contained in this Security Instrument;(b)such
<br /> other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or(c) entry of a
<br /> judgment enforcing this Security Instrument. Those conditions are that Borrower: (a)pays Lender all sums which
<br /> then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any
<br /> default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument,
<br /> including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees
<br /> incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument;and
<br /> (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights
<br /> under this Security Instrument,and Borrower's obligation to pay the sums secured by this Security Instrument, shall
<br /> continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more
<br /> of the following forms,as selected by Lender: (a)cash;(b)money order;(c)certified check,bank check,treasurer's
<br /> check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br /> federal agency, instrumentality or entity; or (d)Electronic Funds Transfer. Upon reinstatement by Borrower, this
<br /> Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred.
<br /> However,this right to reinstate shall not apply in the case of acceleration under Section 18.
<br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br /> Note(together with this Security Instrument)can be sold one or more times without prior notice to Borrower. A sale
<br /> might result in a change in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the
<br /> Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this
<br /> Security Instrument,and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated
<br /> to a sale of the Note. If there is a change of the Loan Servicer,Borrower will be given written notice of the change
<br /> which will state the name and address of the new Loan Servicer,the address to which payments should be made and
<br /> any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and
<br /> thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note,the mortgage loan servicing
<br /> obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are
<br /> not assumed by the Note purchaser unless otherwise provided by the Note purchaser.
<br /> Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
<br /> individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security
<br /> Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this
<br /> Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in
<br /> compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a
<br /> reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period
<br /> which must elapse before certain action can be taken,that time period will be deemed to be reasonable for purposes
<br /> of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and
<br /> the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and
<br /> opportunity to take corrective action provisions of this Section 20.
<br /> 21. Hazardous Substances. As used in this Section 21: (a)"Hazardous Substances"are those substances
<br /> defined as toxic or hazardous substances,pollutants,or wastes by Environmental Law and the following substances:
<br /> gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br /> materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law"means federal
<br /> laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental
<br /> protection; (c)"Environmental Cleanup" includes any response action, remedial action, or removal action, as
<br /> defined in Environmental Law; and(d)an"Environmental Condition"means a condition that can cause, contribute
<br /> to,or otherwise trigger an Environmental Cleanup.
<br /> Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous
<br /> Substances,or threaten to release any Hazardous Substances,on or in the Property. Borrower shall not do,nor allow
<br /> anyone else to do, anything affecting the Property (a)that is in violation of any Environmental Law, (b)which
<br /> Nebraska Deed of Trust—Single Family—Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1/01
<br /> MERS Modified
<br /> The Compliance Source,Inc. Page 11 of 14 Modified by Compliance Source 14301NE 08/00 Rev.1 2/1 2
<br /> www.compliancesource.com ©2000-2012,The Compliance Source,Inc.
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