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201304900 CASE #: NE3213220299703 DOC ID #: ********170805013 ("Borrower"). The trustee is PHELPS COUNTY PUBLIC TRUSTEE 715 5TH AVE, HOLDREGE, NE 68949 ("Trustee").The beneficiary is Mortgage Electronic Registration Systems,Inc. ("MERS"), (solely as nominee for Lender,as hereinafter defined,and Lender's successors and assigns).MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. BANK OF AMERICA, N.A. , ("Lender") is organized and existing under the laws of THE UNITED STATES , and has an address of 101 South Tryon Street, Charlotte, NC 28255 . Borrower owes Lender the principal sum of ONE HUNDRED NINETY SEVEN THOUSAND FOUR HUNDRED ELEVEN and 00/100 Dollars (U.S. $ 197,411.00 ).This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note"),which provides for monthly payments, with the full debt, if not paid earlier, due and payable on JUNE 01, 2043 .This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note,with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums,with interest,advanced under paragraph 7 to protect the security of this Security Instrument;and (c) the performance of Borrower's covenants and agreements under this Security Instrument and the Note.For this purpose,Borrower irrevocably grants and conveys to the Trustee,in trust,with power of sale, the following described property located in HALL County, Nebraska: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. Parcel ID Number: 400415062 which has the address of 4127 W RIDGE LN, GRAND ISLAND , [Street,City] Nebraska 68 8 0 3-3934 ("Property Address"); [Zip Code] MERS FHA Deed of Trust-NE 1004M-NE(12/11) Page 2 of 10 c 1,\4