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20 3 0 48 4 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> Instrument and in any Rider executed by Borrower and recorded with it. <br /> (Seal) <br /> MICHAEL R MANTHEY -/ -Borrower <br /> Iy (Seal) <br /> JUDITH A MANTHEY* -Borrower <br /> *a/k/a Judith Manthey <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> I Refer to the attached Signature Addendum for additional ional parties and <br /> • <br /> NMLS#407650 113064 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP® VMPB g Ne 1p 6 of 11015 1 <br /> Wolters Kluwer Financial Services Pa <br />