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23. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />re- convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying <br />the Property, but only if the fee is paid to a third party (such as the Trustee) for services rendered and the charging of the <br />fee is permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee <br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties <br />conferred upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Raymond E Harp <br />STATE OF NEBRASKA, HaU County ss: <br />The foregoing instrument was acknowledged before me this <br />ga3 , by Raymond E Harp and Matrz� Lou <br />Witness my hand and notarial seal at afaar of n said County, the date aforesaid. <br />My Commission Expires: April 7, 2016 <br />6a R*L OTARY•State a1 Nebraska <br />DANIEL ROTH <br />*Coma 6p. 4117, 2018 <br />- Witness <br />(Seal) <br />- Borrower <br />Mary Lou <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Page 12 of 12 <br />IDS, Inc <br />rp <br />otary Public Daniel Ro <br />201304897 <br />Borrower(s) Initials <br />- Witness <br />Seal <br />- Borrower <br />day of e <br />Form 3028 1/01 <br />