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201304874 <br /> (H)"Riders"means all Riders to this Security Instrument that are executed by Borrower.The following Riders are to be <br /> executed by Borrower[check box as applicable]: <br /> El Adjustable Rate Rider El Condominium Rider ❑ Second Home Rider <br /> ❑ Balloon Rider El Planned Unit Development Rider El VA Rider <br /> ❑ 14 Family Rider El Biweekly Payment Rider <br /> El Other[Specify) <br /> (I)"Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br /> administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br /> opinions. <br /> (J)"Community Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that <br /> are imposed on Borrower or the Property by a condominium association,homeowners association or similar organization, <br /> (K)"Electronic Funds Transfer"means any transfer of funds,other than a transaction originated by check,draft,or <br /> similar paper instrument,which is initiated through an electronic terminal,telephonic instrument,computer,or magnetic <br /> tape so as to order,instruct,or authorize a financial institution to debit or credit an account.Such term includes,but is not <br /> limited to,point-of-sale transfers,automated teller machine transactions,transfers initiated by telephone,wire transfers, <br /> and automated clearinghouse transfers, <br /> (L)"Escrow Items"means those items that are described in Section 3. <br /> (M)"Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds paid by any third <br /> party(other than insurance proceeds paid under the coverages described in Section 5)for:(i)damage to,or destruction <br /> of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of <br /> condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property. <br /> (N)"Mortgage Insurance"means insurance protecting Lender against the nonpayment of,or default on,the Loan, <br /> (0)"Periodic Payment"means the regularly scheduled amount due for(i)principal and interest under the Note,plus <br /> (ii)any amounts under Section 3 of this Security Instrument, <br /> (P)"RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. § 2601 et seq.) and its implementing <br /> regulation, Regulation X (12 C.F.R. Part 1024), as they might be amended from time to time, or any additional or <br /> successor legislation or regulation that governs the same subject matter,As used in this Security Instrument,"RESPA" <br /> refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan"even if the <br /> Loan does not qualify as a"federally related mortgage loan"under RESPA. <br /> (Q)"Successor in Interest of Borrower"means any party that has taken title to the Property,whether or not that party <br /> has assumed Borrower's obligations under the Note and/or this Security Instrument, <br /> TRANSFER OF RIGHTS IN THE PROPERTY <br /> This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and <br /> modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security <br /> Instrument and the Note.For this purpose,Borrower irrevocably grants and conveys to Trustee,in trust,with power of <br /> sale,the following described property located in the County of Hall: <br /> Lot Ten (10), in Block Five (5), Russel Wheeler's Addition to the City of Grand Island, Hall County, <br /> Nebraska. <br /> Parcel ID Number:400119927 <br /> which currently has the address of 204 W 8th St <br /> Grand Island,NEBRASKA 68801 ("Property Address"): <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> Pane 2of12 <br /> 10$,Inc, Borrowers)Initials <br />