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insurance of the indebtedness created by this instrument. <br />- BORROWER - GARY M. WAGNER <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />53.12 Page 3 of 3 <br />201304810 <br />451303934 <br />IN WITNESS WHEREOF, Borrower(s) has executed this V.A. Guaranteed Loan and Assumption <br />Policy Rider. <br />