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When Recorded Return To: <br />Five Points Bank <br />2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated June 14, 2013 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Pravardhan Rajashekar Birthi and Vandana Katyal, Husband and Wife <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State Of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />PO Box 1507 <br />Grand Island, NE 68802 <br />(E) "Note " means the promissory note signed by Borrower and dated June 14, 2013 <br />The Note states that Borrower owes Lender <br />One Hundred FiftyTwo Thousand Four Hundred DOLLARS and Zero CENTS <br />Dollars (U.S. $ 152,400.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than July 1, 2028 <br />NEBRASKA- Single Family - FannieMae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA30289/11 Page 1 of 13 Initials: <br />-- = m <br />w - i <br />_' '\ C_ Z ---1 N m <br />r- r, c _ rn O 73 <br />r. � � o o 1--s or <br />i <br />-J C..J )::30 <br />CO <br />r■ <br />G3 Cn <br />S' cn <br />Loan No: 101265439 0 <br />Parcel ID: 400433591 <br />C=D <br />0 o <br />