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by this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to <br />the person or persons legally entitled to it. Such person or persons shall pay any recordation costs. <br />20. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a <br />successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security <br />Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, <br />power and duties conferred upon Trustee herein and by applicable law. <br />21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to <br />Borrower's address which is the Property Address. <br />22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br />together with this Security Instrument, the covenants of each such rider shall be incorporated into and shall amend <br />and supplement the covenants and agreements of this Security Instrument as if the rider(s) were a part of this <br />Security Instrument. [Check applicable box(es)]. <br />[ ] Condominium Rider [ ] Growing Equity Rider [ ] Other(s) [specify] <br />[ ] Planned Unit Development Rider [ ] Graduated Payment Rider <br />FHA Nebraska Deed of Trust with MERS - 4/96 <br />4N(NE) (0407).01 Page 8 of 10 <br />201304720 <br />Amended 7/04 <br />Initials: <br />