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201304723 <br /> BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br /> --Instrument and in y Rider executed by Borrower and recorded with it. <br /> (Seal) <br /> Pamela S Si ndel ar -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> (Seal) <br /> -Borrower <br /> Refer to the attached Signature Addendum for additional parties and signatures. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> VMP® VMP6INE)(11051 <br /> Wolters Kluwer Financial Services Page 16 of 17 <br />