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ti01304643 <br />other debt if Lender fails, with respect to that other debt, to fulfill any necessary <br />requirements or limitations of Sections 19(a), 32, or 35 of Regulation Z. <br />C. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of <br />this Security Instrument. <br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when <br />due and in accordance with the terms of the Secured Debts and this Security Instrument. <br />5. NON - OBLIGATED GRANTOR. Any Grantor, who is not also identified as a Borrower in the <br />Secured Debts section of this Security Instrument and who signs this Security Instrument, is <br />defined as a cosigner for purposes of the Equal Credit Protection Act and the Consumer <br />Financial Protection Bureau's Regulation B, 12 C.F.R. 1002.7(d)(4), and is referred to herein as <br />a Non - Obligated Grantor. By signing this Security Instrument, the Non - Obligated Grantor does <br />convey and assign their rights and interests in the Property to secure payment of the Secured <br />Debts, to create a valid lien, to pass clear title, to waive inchoate rights and to assign earnings <br />or rights to payment under any lease or rent of the Property. However, the Non - Obligated <br />Grantor is not personally liable for the Secured Debts. <br />6. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the <br />estate conveyed by this Security Instrument and has the right to irrevocably grant, convey and <br />sell the Property to Trustee, in trust, with power of sale. Grantor also warrants that the <br />Property is unencumbered, except for encumbrances of record. <br />7. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security <br />agreement or other lien document that created a prior security interest or encumbrance on the <br />Property, Grantor agrees: <br />A. To make all payments when due and to perform or comply with all covenants. <br />B. To promptl <br />C. Not to all <br />any note or a <br />e holder. <br />ure advances under <br />ritten consent. <br />8. CLAIMS AGAINST TITLE. Grantor will pay all taxes, assessments, liens, encumbrances, <br />lease payments, ground rents, utilities, and other charges relating to the Property when due. <br />Lender may require Grantor to provide to Lender copies of all notices that such amounts are due <br />and the receipts evidencing Grantor's payment. Grantor will defend title to the Property against <br />any claims that would impair the lien of this Security Instrument. Grantor agrees to assign to <br />Lender, as requested by Lender, any rights, claims or defenses Grantor may have against <br />parties who supply labor or materials to maintain or improve the Property. <br />9. DUE ON SALE. Lender may, at its option, declare the entire balance of the Secured Debt' to <br />be immediately due and payable upon the creation of, or contract for the creation of, any <br />transfer or sale of all or any part of the Property. This right is subject to the restrictions <br />imposed by federal law (12 C.F.R. 591), as applicable. <br />10. WARRANTIES AND REPRESENTATIONS. Grantor has the right and authority to enter into <br />this Security Instrument. The execution and delivery of this Security Instrument will not violate <br />any agreement governing Grantor or to which Grantor is a party. <br />11. PROPERTY CONDITION, ALTERATIONS, INSPECTION, VALUATION AND APPRAISAL. <br />Grantor will keep the Property in good condition and make all repairs that are reasonably <br />necessary. Grantor will not commit or allow any waste, impairment, or deterioration of the <br />Property. Grantor will keep the Property free of noxious weeds and grasses. Grantor agrees <br />BRIAN D MURPHY <br />Nebraska Deed Of Trust Initial <br />NE/ 4XXDIANNK000000000006 5406 305 1 7 1 3N Wolters Kluwer Financial Services © 1996, 2013 Bankers <br />Systems" <br />Page 3 <br />