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201304598 <br /> 21. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to <br /> Borrower's address which is the Property Address. <br /> 22. Riders to this Security Instrument. If one or more riders are executed by Borrower and recorded <br /> together with this Security Instrument,the covenants of each such rider shall be incorporated into and <br /> shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(s) <br /> were a part of this Security Instrument. [Check applicable box(es)]. <br /> ❑ Condominium Rider ❑ Growing Equity Rider ❑ Other [specify] <br /> ❑ Planned Unit Development Rider ❑ Graduated Payment Rider <br /> BY SIGNING BELOW,Borrower accepts and agrees to the terms contained in this Security Instrument <br /> and in any rider(s)executed by Borrower and recorded with it. <br /> Borrower <br /> N I RMA J I ALSKI / /Date <br /> • IP <br /> Seal <br /> e. <br /> RN R KOWALSKI L Date <br /> Seal <br /> 3213248013703 1176442146 <br /> FHA Deed of Trust-NE evised 4/96 <br /> VMP® 04/11 <br /> Wolters Kluwer Financial Services 201305294.1.1 2295-J20110929Y Initials' Page 9 of 10 <br /> ,)11-P14^14' 1?' <br />