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<br /> � 1Yae Funds shait be hetd ia an i�ritatioa.whose degosits are Insured Iry a federai u�enncy. instnunentati or etuity :. F�_;.
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<br /> -�`�:°' `�`�;::'�x?' (irct�diag icndes.if Lea�det is sud�an institution)or in�»y Fedecal Home Loan Sank.Lender shal3 aPP}Y ihe�un �co pay the -
<br /> � ,:`4 { :`•� Fscrow Ytems-Lendea nray aot.charge Borcower for hfltdin�and apPiYiq;the Funds.ant�ually anatymng the escrow a000un�as '� '
<br /> :..�;�t;`��.� vetit�ag the Esctocv Items.unless iender.Qays$orrawer interest on the Funds and applicable taw percnits I.eacter to make such tl:,
<br /> �'- .e c�arge.Hpwever.•�.ender may�ure Barrotiver to pay a ane-time charge for an independent reai estate tax reporting service e,.,.,:
<br /> < ?} '; ,_ { used by L�ender in oonnertion wi'W t6is loan. untess applicable taw. provcdes otherwise. Unte�s an agreement is prade ot _
<br /> , " T applicable Eaa reqoi�ss icdecest to be paid.Lend$i s4ati not�tre tequired to pay Bormwer any inrerest or pmi oa the Fuads. ,r�j='
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<br /> ,-..a. ��.;.. ' Bnszawer and l�ider�maY agr�in writing.Qowever.that interest shg!! be paid on the Fuads.Lender shali ve to Borrourer. `•.
<br /> �;E':� ,':.:f,•� witt�ant�e.aa annual a�oountirtg of!he Funds. showi�g credits and debits to the Funds and the purpose for w}uch eac6 .
<br /> . .. ,,,. �.
<br /> .` :��:`�.� , debit to the Funds was made.Tiie Funds are ptadged as a�ditiona!security,for aIl sum4 secured by tkis Secunty • nt, : �.
<br /> "h � `� ` If ihe Fuads held by Ixasder exceed the amounts pe.mtitted to 6e hetd by appficabte law. Lender s6a1!a000unt to Borrawer �•� �:�.
<br /> � - for�the eacrss Fands in aQcordance wit6 ttuc req�►iranents of a�fi�abie taar.if the anwunt of ihe Fun�s hcld hy L.ea�r at any . _`
<br /> r �r ��' 6me is not sut�ciertt tu pay the Escrow teems when due.Lender may so ssapfy Borrowes in writing.and.in such case Bomnwer � •
<br /> 4,-`.��`-.:.:�:.:=1 streil gay w I.ender the arrtattnt necessary w make e�tke deficiency. Bormwer shail matce up the deficiem�yr in no more t1�an
<br /> ,� *.: nvelve mctttthly payme�us.at i.ender s sote discretion.
<br /> �•-� ti�`-,; IIpon I�aYmmt in fWi af all sums se�xvad bY.this Se�rity�trumeq�. LEnder shail pro�p[ly refuad to Borrower any .
<br /> c - .. . Fimds hetd by Lender.If,andtr F�pb 2T,Lender shaU aaNire or sell the�mpertY,ixnder.Psor to the acqnisition ar sate � -
<br />_ .,t.,.' t
<br /> " .� '� • of the�raperty,sha11 apP1Y�Y F �by�ad�at tI�e time af ac+quisitian or sate as a crediY�gainst the sm�seuued by . � -
<br /> this Security InSirutt�t- � '-
<br /> :•. ,.•... ` �eceived by T:�eAder under pat�hs
<br /> {;': 3.Appllc`a_tton of Riymeats.Ur�ess applicable law pravides otherwise,ai!pa�ymeats � 1��
<br /> - L.'�S�_•-'�,r� ���S��UG���:fi�w anY Pr�aYment chacges dae wider the Note:secnnd,to amoums payable uader paragr�ph 2: .
<br /> _-''"";'- third.to iruemsc d¢e;fomri�,w princi p a i dne;and Isst.to anY tate charges dae aader the Note. ' ��
<br /> L �a - 4.�6atge�Id�ns.Borrower s6a11 PaY atl taxes.as,��ts.ci�es, fines and impositions sun'butable w the Properiy • �,�:
<br /> ,._. �.�ai,�;.:.;.::_ whldl msy�Gaz11 pTitorliy Ovei tT11s SeCUiity IOSbvIllelit,en$I�sdtold p3y[itCU�.s oI gtvcmd teIIts. if azry. Barrawer shari pay : �-:.
<br /> = �'�'� ��:`<��'" these obligaiions in the mar�nu�r prmridad in paragraph 2,or if nat paid in th9i manasr,BarzoWer shall pay thecu oa[i�dire�Yly
<br /> r�R;;,��r% w the petson owed paymea�Barroarer st�aU promptiy fumish ta Lender all notices of a�to be paid under t3us p�agrapb-
<br /> `t ,� r :: If Bormwer makes these paymeat��Ct1Y,Borrnwer slmll proa�pdy furnis6 to Lender receipts evideacing the paycaents•
<br /> ` F;;_'rr:�;t; .� Bo;rower aha11 pmmW1Y disc�azge a�t lien which has pria�rity over ti�s Secnrity Instrument untess.Boimwer:(a)ag►�tn . -_
<br /> rz��'t�-� of tT�obli aaon se�cured 6y the lien in a ma�u�er acceptabte to Irender;N)�m�f���e Ilen .
<br /> r „- �� writiag to ihe pay�nt S
<br /> �;�,1 _ � � ` legat Pmo�in� wluch in the Leader's opinion operete to ptevent the �-
<br /> s� . 6y, cr����mds agaznst enfarcemeat qf the lien in, ga1
<br /> ,;:�;�° � 1.-� enfora�t of the liea;or(c)�finm the holder of the tien aa a�ement sati s f a c c e ry to L e a der sabo n d i n a t i n g c�x liea to --
<br /> ' �'���'�'" this Sec�rity Insuu�.If Le�der detecmines that any part of t'6e'PraPertY is subject to a lien whicb a�ay suain psior'sty ovei:
<br /> ���� ' -
<br /> ;, .��,.:., �: � . d�'ss Seca'rity�t,L�det maY glve Bormwer a notice id�ting tLe lien. Borrni�ier sbal!satisP9 the�t�en or talie one or '
<br /> ,�.:-:�`;L::.�;�= ' mote of the actIo�s se�fortb a6ove witbin tQ days af tlse giviag af aotice� _ � . . on the �; .. ..
<br /> ' � ,�, r`�- 5. Hazard nr Ptvperiy InsaPance. Bo:rower shall ke�p the 3mpravcmeau novir exisdag or t�ereafter et�ected . —
<br /> r y�;E .. � . . ' pt�pertq inspred against loss by tue,ba�acds inciude�ividun:t3te tecm"exteen,dexl cover�ge° and any uther hazards,ilnciuding � , _
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<br /> `."...,•1r��Y:.,'�`=. tlan�/s or t3aodiag,fos which i.endar ceqnires insvrance.This.�uiaace s6all be maiatan�ed in the amaw�ts and for the pedods .
<br /> ��, ' ' tl�Y.ender t!eqa'ue9.The�'!+s���n�camer provldtng the in'surai�ce shal!be chasen by Fc!}�qwer subj�t to icnder's approvai
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<br /> ., r, w'h�Ch shatt nnt he�uueasoaa6tl+withheld. Jf Hairower faiJs�to mafi�ain aovetage desccib�d abuve.l�adet dtay. at 1.�ader's
<br /> ,f � �' r,�' , � '.option,obtain ooverage w psatect Lender's.rigi.�s in theproperty in socoid�ise with paragiaph 7. ' � -
<br /> - All insaranoe paiic�es and reaewats shalt<'be aeceptabte to i.endet aud sh91t inc ude a i�ae�si�agerd�use. Leiider
<br /> ` ��e��i�it w Iwid the gol�cies aad renewats.If Lend�ccquires•Barmwcr sha11 pramp�e io Lender aU�ceipts o� �� r----
<br /> �., t ';:� � p a i d�u m s a p d m n e w a l n a t c ce s.Z a t 6 e e v e n t o f t o s s.B a a o i e r e r s h a l i$i ve p r o m pt noUa to the iasvrauce c�rrte�and;Lend�. ��;,.
<br /> . ,:. • . Lertciet�inay make pmof of tosa if�aot made ProinpttY by�ormav�r. . ,:�
<br /> r'`� ' IJntess iender�Bormaref otberwise egree.in writing.�e pm�eds 86ai1 i�e applied m r�swr�tion or repai�bf the. . -
<br /> <` � .;. pj,ngerty damaged,s�the restoratton or repair is eeonomlcaUy feasible and L�ader's security is not lessened.If the restoiatioa or =
<br /> ,. � ^�l Rpair ts not ec�nar�?c�1tS►feasible or Ixnder's socuritq aroutd be Iessene�,:'�e ir�suiaace Proceeds.sball be'app).ied to thesums
<br /> , �secured by this Seaarity Inswment,whether or not tAen due.a►iW�y'e�ce§s paid to Horrower.If Bosroaer abaudons'the . � -
<br /> �' � Fro�etty,or does aot.aaswer within 30 days a notice from txuder tHat 1he insuranc�casrie�bas offered.ta settie a cla�sn.then
<br /> � ' Leader may collect the insutan6e praceeds.I.eader may us�the procceds w regatr uz�resLOt�the Property or to pay sams
<br /> � �: 'sewred by this Secariry Instrama►t,whether or.aot then dae:'l�e 3Qilay period will begi�iyvY�ien the ttdcioe is.givers: .:.
<br /> ' j.;.'- _,; � . .Uatess LeaQ��nd:Borroaret athetwise_a�ree ia wrIting.anY aPPlica�on of praceetts to princi�al�shatl aot extenA or
<br /> -, .{ , �. . - - postpone the due�da�of the momhly yaym��:�ef�rr�to in paragraphs 1.aad 2 or_a�a�uge ttt�arpe�mt af tbe PaY?��fcom. .
<br /> :.„
<br /> r �.r . ., .. ,yntle��ag�aph 2i the.P�aPeriY is acquired b]+�.cnder.Borrower's sight to any insa►anoe pdiic�es a��frooeeds r�S .
<br /> _ ,., dasaa,g��o ti�e 8rpp�rty prtor.m the scqulsitloa�im1I�ass tQ II�er w tlte extcnt of the smm�s se�ureA 6y this Secdntq�II�ne�t �
<br /> ' ,.. immediately psio:to the asquisidpn. � � , .;: . . . ' . .
<br /> � 6.�anc9,�A�eservatton.Mainienamoe aad pe�at�ton of the Pco�ert9;�Borrawea�'s Lqan APPllcadan+1,ea:a�bolds.
<br /> :5•-�`: ... . Sornswer sAatl ocxupy.establLch.aad use the�operty as Bo:roaer's piinagal residehee.�vitl�n sixty days aRer the execrr�n of ..`��
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<br /> __ . this Serasity Insui�ent and shall cantuwe io oocupy the PmpestY as.Horrower's'principai reside�ce far st least aas Xe�r after �;i:,.,:
<br /> -.� .'.`:' ,; the date of aocupancy,unless L�ender otherwise agrees!n arlting,which consent shalt not he w�reasonahty witbhetd,or'unless �::_:
<br /> �. ..A:i.'.;...��F. ' ' ♦
<br /> : ,� :�::�.� _��,=- : . pctq�g cifrc�unstances exist which arG beyond Bonower s oontrol. Botrower s1�1 nnt desuoy..dama8e or ia�air t4e , _
<br /> ;�.,:,,y-�•,.��. $ono�:t shall be i�defa�It if any forfettute .• ..
<br /> ...:,;,, pro�erty.altaw the Proper�ty w detertorate,or commit waste aa the Property. t coutd resuit in forfeltare of the :,.��., .
<br /> � �'� � aaion or pmceediq�.whether civit or cdminal.is 6eg�u�that in Lender's.gaad faith judg�nen
<br /> �- ��: •. praper�y ot al6eranae materiaUy imPair the lie�caeated by�his Secun'ty�ent or L�enaer s secur�ty,�ncerest.Horrower maryr _
<br /> ''°` ` cau�sucb a default and reinstate.as provided ii+�agaph 18.by causing the action or pmceeding'ta be�tismissed ahb a mlin8 � !__
<br /> ,.;.,<.��.;;.;,:, :.=.:'`�.
<br /> � ' � tbat,in Lender's guod faith detemrinatioti.pr�cludea fadeitare of the Barmwer's.interest in the YropertY oz other mate�ial _
<br /> : '• ; :•Y:,,��?. impairinent of.the lien cte�ate��by.this Security la�uument or l.cnder's security lnterest.Borrower shall atso be ia defauit if =
<br /> .. . . •$ormwer.d�uing the toan appltc�tlon pmcess.gave materialJy fatse or inacanrate Wbmnatton ar statemcnts to 1�(�'�� , _
<br /> :, :'.:.>�:�:F�`. '� to pmvlde Lender wlth any material infam�adon)in c4nnectton arlth the loan evidenced bY the Note.includ'uig,b�4t nut llmit�d . _
<br /> ��: �,.�_;� to.rePresentations cancerning Borrawer's occapancy of the Properiy as a principal msidcmce.If this S�vrlty lnstrument is on a -=
<br /> � lease6o2d, �onower s6si1 comply witb a11 We provis3ons of tAe lease. If Borrower acqains fee�title to tbe PropeRy.the : Q-
<br /> ....;,r . ..: '�� teasehold and the fee ude ahail not merga uatess Lender agrees to the merger 1n writing.-. . . . �_
<br /> . �';+� .7.Piotectton of Lcuder'sIti�ts fn t6e�operty.If Borrower fails to perform the wvem�nts and agreements.containod in .; . �
<br /> '';,,'�.;�,_"`:-.:�`'':�. .thls Se�vrity instrument.or there�S a 1ega1 proceedir�g that aay significantly'af�ct x.ea�dee's�in the Property�(sucfi as a � . _.
<br /> - =- pr�ceeding�a bankiupuyr.pmbate.tor condemnadon or forPeitu�ar w enforce laars ot re�ntatcoas),then 1.ei►de*may do aad
<br /> `�: pay for whatever ia necessary Co protect tha vatue of the Property�end l�ender's rights in the Pr��r:i s acaons may -
<br /> . _ , .J.`�. � , incWde payli�g any sums secured by a lien whlch has prlorlty over thls 3ecurity 6�sWme�rt. �p��e�wu»; paYylng � _
<br /> ��,��':.' •;. , . �s.Althou I.ender ma tatce action undet this para$raph � _
<br /> •.:•:a..::,,�.:;:-'. •reasonable attmneys'fees and entering on the property to mak�e tepai gh Y .. . • , -
<br /> �':`y� ���."_; .. �� , 7,Ixnder does nnt have,to do so. . . . . -
<br /> pnY amounts disburacd by.Lender uader ttils paragtapb 7 shall become addlt�o�l debt of.Bartower secuted iry ti�is' -
<br /> . '-=. Se�r1ty I�uameat.Untess Bomawer and 1,ende�sg�to other tesns of paymeat.these amoants shall bear iaterest from the =_
<br /> en
<br /> _ :�:� "'.:;'�.�; date of disbursement at the Note rate an0 shall 6e payable. whli iatere�t.upuA notice from�.et►der.tv Bortpwer tequostiag v
<br /> �!I•� :�::�V�;• pa� &Mortg,age Insunaace.tY Ixndec require�mortgage ituurence as a condition of malcing the toan secure�by Wis 5ecurity ' '. -
<br /> . ,� ��' Instnunenb Borrower.shalt pay the premiumv requimd to maintain tiia mortgage insuiance.in effect. lf.for atry rason,the �
<br /> • ,,,.. _,; •:,.:, -
<br /> ' " mortgage.iesw�ance coverage required by l.ender Iapses.or ces�sES to be in effect.Borrowei shal}OaY����i�red•to . _
<br /> � :: .:.. . et�
<br /> ��• ��''°�:'•`:����, � obtaM ooverage substantially equivalent to the mortgage insurancepteviousty in effect.at�cost substaa� ly equivatettt to the c
<br /> ' ''•-•-. ,'_�.;�-,'`,`„ mst so B�rrawer+of the snortgage insurance previously in effoG.fr�m en eltem�e.mortgage insurer appmveA by 18nder. If 4_
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