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<br /> } �� � �-'�� Tbe F�ds s6ai1 be he2d in aa instimtion arhose deposiu are insured by a federal aBeacY• instrumentaliry. enLtY ,;^
<br /> �:_��;.�. ' ('mdud'mg I�det,if I,eu�r is sach an instiNtion)or ia a�r Fedeial Home I.oan Bank.Lender sfiali apply the Funds �-,� �--
<br /> � , ,'��� Escmw Items.Lender ma]►not�atge Bmmwer for hald"mg�d ap�lyin$the Fuads.a�nuallY anaSY�ng t��ow socoun�os ��
<br />__ "`tir•�` °.t��;�,; veaifying the Fsc�vw Items,ualess Lend�pays 8omnwer i�t on the Fands and appiicable��ets�taake� �..
<br /> t,' a c6arge.However,I�eader may iequite Borrawec to pay a one-time ct�atge for an indepeudent �=
<br /> ,�-:�.;'�:t°:::��< .. • nsed by�L�der in son�on with this toan. unless applicabte }aw provides athawise. Untess an agceeme�rt is made or �
<br />--<:�,':_.:.,•�< - to Bmrower any inte[est or eataings on the Funds. _
<br /> :. .;c.�-;�,:.•4:L .applicabte iat��eqnites inte�est to De paid,I�udet shalt twt be� PaY
<br />-�::�'`: �. "':'.'s 8oaawer amd Lender may agr+ee in w:iting.hnwever.tdai�shall 6e paid on'tt►e Funds.I.e�der sAall give w Bor�avver, __
<br />:.`�'`;,�`';�`:'�°s£=; � wIthottt c�arge,an aam�al aa�onm�nS of thee Fuads, showmg eredits and de0its to the Fus�ds sud tLe pnrpOSe for whic�eash «'-
<br /> r::- dehit w the F�nds was made.'t6e�uudg a:e plexfged as addiaas�at secwri4+for aU sw�s sec�u+ed b3►dvs 5eanty Ia�mneat- �;
<br /> � ;� ' �f ttte Funds held Dy iender�d the amvwus permitted to b�hetd by rsppticabte law.Ixnder shail aoennnE to Borrower ;:
<br /> -�;�- for the exce.ss Fwids iu�e tarlth tt���of applicab2e law.If the am4ount of the Funds hetd dy Leader at any ��.
<br />:" :.f�t
<br /> � -;;��=:�.`•,°:=� ti�ne is aot snffici�E ta pay the Fsc�ow Items when due.Ixnder maY so notify Borrower ia writing.and.In such case Bornbw� �
<br /> :'.�:�' � �<' shall pay to Leader the amount to make up the defrcieary. Bprtower sha11 make up the d�deacy+in no more tha�s =
<br /> :� `a.,-<-:�.,F er -
<br /> � twelve muWh1Y P�Yma► 's so e �. Irnder ssGallGall�mmptlY �efund�to Bonvwer at►p
<br /> �.°:�`.;t:� ';;..�._ ts.at I.end� d'issse4ion. -
<br />:'4_;�-:-:::-:,�.;.. Upeu Qaymeat in full csf a11 sum4 secured bl'thi,s Se�it�► _
<br /> , .�`,` "`` �unds Qeld�by Lender:If.under p , f�21;l:ender shall acquue ar sell_ths Pro ,4�*•p�or 40��aon o�sale _
<br /> � ? st�!a 3 Fu�s held by.ixader at We time of acqnisi�an ogr sa as a ccmdic ag�nst the sums s�6Y =
<br /> ` ;;":l.E`����:�'t s ' o�the proPertY+ PP Y�Y
<br />`_:t:'_,:�r,,..:,5....�, ' . � • mceived by LEad+er un�er p��1� -
<br /> �� , ' this S3�cuAe�pl[t����JaYmenta tTnIess applicabte iaw pmvides othe:wise.ai1 payme�ts -
<br /> } ° p es dae w�der the Note:secoad,to amoams payable andei�agr�b Z; . _
<br /> ..�... ..�� i an4 2 s6ali be applIed fl�st.w mr�►PrepaYrr�ent char� due under the Note. . � -
<br /> , ,_
<br /> }.-�5 - tdi�l,to int�a�t dae:fuuzth.to Princiir�i dug:and tast.to any tate c�aige�s ����6ons utm'bnnabte ta the Pcopeay '--=-
<br /> ���.;�, �.; ` . a.etr�e�Id�s.Bo�awe�stmu payr au taxes.a��ne�,��• _
<br /> - :.,s�� � . • whtch maY suain Prio�ity ovet this�Se�utiry Iastr�nt,�and Ieas�old payasems or ground tents.if aay..Bormwep sl�ati pay • _
<br /> ',. `... ,�,.°° . ' v�ded in aza &2,or if not paid in tbat ananner.Bom�w�r s6a11 PaY t�on time directty -
<br /> • •� ' � these ohligations in t6e manner prn � � furoish co i.ender all noaaes of amounrs co be paid uuder W�s paragraPh. , -
<br /> :;=+;.�":�::�`-;�• " w the persoA uwad payatetu.Bon�ower promp Y S ts. � r
<br /> ' -• ' ' If Borrowes taakes these payments dinxtly.6orrower shaii P�P�Y�b w l.ender receipts evideaciag ttie payraen
<br /> �'"�_ _�>:., ,:� Bortnarer st�aU promPtlY dl�ge atry l�en whirh has priorlty over.Uus Ser�rity Insuumeuc unless Bo�rower.(a)egr�s in [
<br /> `�` � �:,,�� ten �ptabte w ir�tb) �
<br />:�;:d..'`�•<<��""� aniftag w the payment of ttte abUgaLion se�.by'thellen in a ma�er oontesis in faith We�hen .
<br /> � _ . � try, ar defi�ds agaia4t enfos�eptent of the lien In, leg,al Pm�ediuSg.wt�ich iu the Lc,�dex's opiiIIOn operdt�ta Preveni the -
<br /> �;,:-"'_:''°;'�' eQforcentent af the fien;or(c)secur+es fmm We lwlder of We i�en an ag�ment satisfaccory w Lender subordimtin&the liea to
<br /> T�-.}•;.,�'._ ; �pis S�i�►.I�COment.If i�dea.d�ermiaes that any Part of the Prop�rty Is subjesx w a Iiea�wttich����oue ds. -
<br /> � `,:, ve Botzower a nodoe identifying dte hen.Borruwer shall satisfY 1�
<br /> ,�s.se�c�►rn�a�.�r a�►� .
<br /> ` -`` �mQre of tts�9etiang s�forth abave vin n 10 days of the giving of nvtic�. �w or�hereafter erecxed�oi►.ttie�_ ..
<br /> "..�, �., ;� � 5. �azatd or�ioPertY �u�an�.Bosisawer shaU keep tbe i�pmve�s • '
<br /> �-,.:;.,��:.�4i 4 . �p��[�/�gQ[�g$8U15E IOSS bl►�t�.;AC10t�WIthln�LCtIl3 �[i��C���afAOUats AII��
<br /> t�'"''`•i",�;;; IffiUfBIICPr..�115 tQSIII�ICC 8� �
<br /> QbQdB O!8�d�gi•fOT WYit;tl l.eade�s�o��s
<br /> ' h'����'�"�� that Leoodee,�qui�ps•'�he insuranoe cazrier p�vidin$the snSaanoc�shall6e c�osen bY Sa�s�rer sub,�ed so Lendo�'s i�provai�.
<br /> �h
<br /> `_ ' ' arh�cb shail not Ue uareasonabiy wi�etd.If,Borcower faiis.fti aoainiam oove�e d�ed�at�ave, Laadec�a3►,�z4,'�dec.'s
<br />-_ :..�;��-f...: aPtion.obiain�vewge W protec�I�eatde�s�ights in the PmpectY in accondance wtW�tag�ph?: ' , ,
<br /> ��_.:, .__.��. ' .At$;�nsurencc potictes and tenewals shaU be aeceptable tb•LetWer anc/s6at1 iaclude a standatrd mo�tga�9�eIaate. Leader ' ' .
<br /> �'-"��''°``'°=�:;``' .� ahall tr�ihe right w hold the poticiea aztd renewats.If Lead�r�lui�s•Bo:rawer sl�alt Prampttp 8�ve to Leicder al!t�eipts of
<br /> ::�. �� �� �ia�s and reaewal nouces_�i tfce event of loss,Bor�xt�sLail Swe Pmmpc notioe to tbe is�u�aoe qcrFea a�;,�wder• �.
<br /> r:sJ�� '' ` l.at�er s�tay make pmof of losti if mot�made prout�tly by.Bo�r- �ds sball be to cestomiion or�of the
<br /> :-.1�,�,�;�,�r: UNess I�odcr and Bonpwer atbawise agree in writlnS..;�nce PI'o , �u� .
<br /> ,. # �.__� " �P�Y�ed,if the mstorai�on orrepair is eco�otsucally f,�s'bie and Leniter s sepu'itY�s not��:����� . -
<br /> . repair��s�ot ewnomi'rali7►feas�ble qr Lender's securltY won(c[i�lessened,the finsurance pcoceeds .
<br /> � �j'�,i , �py���:.�:dds SeauitY Inst�ume�;�whcaher or nat then�E:�th any exoe�s Pe�d to Bosmwer.if Bormwer�;t�
<br />�:�::;�:`;" n� .••"i"1�'.7�t��does not aasarer ari�30 days a notFce.from H,�er that the iasurance c�:rier t�as offerod to settle a ct�'L41en .
<br /> ,t,,� o;w ' sums
<br /> _��,;;� � ixuder ima�l wllecc the ins�uance proceeds. Lendermay a�,�e to repair or restor$tLe PiioP�Y i�`��
<br />-- -_-_== . � ��y����t,wl�her or aot i6e.a due.'�8e 3 a�y period i�vvill6egin ahen die�otice is given. �
<br /> i
<br /> - -::'��'':���� , .;..i�Wess Lender�and Bormwer othe�se a�e=ia wr.iting, acry!aPPlicattan of�ptooe�s w p�p� �1j nat ex�nd flr .
<br /> � � go � ' the dne date of tRe mot�thly paymea�ts�:l��f=ed W xn. 1�s 1 and 2 ar chaage ihe amount of the payments. If �
<br /> --- _ .. � ,�i��pb 21 the Prope�y is acqu�ed 6y�:ebder;Hor�adCr's w arry inSamnce iwl�cies�d pra�oaeds re�ilttng f�am
<br /> - � • t(��ht 'prlor Uo the aoqoisidoa sbal�pass to�r W the e��ent of the sums serured b�!tbis Secwsty�Sburneat ' .
<br /> , • , �:,: . , . tton;�ds: .
<br /> � ' — . � �;�- primrto eaoquisititui. ��: �: �
<br /> __.�.,....�— . . , . .
<br /> . .
<br /> - __--—_ . , � � g; , a.M�inteaano�and Plrotecuton o�the P+�vpartyi Baee�nwds L4an•Appiica .
<br /> --- - . g sba11 oaupy,estabtish,and nse the Pmpertg a's Hormwe+�s priaeipat resideaoe witbiu s1�ct7►dal!8 a�r the e�cewtdon af � .
<br /> _-�_ • • tWs�ty it�saumea�t and shaU can8irue ro accaP!►t6G Pra�ertY as Eomow.er a principal resid�ce for at teast o�yeaf'aRer
<br /> .-,..-��-:�� in .which consent-s6all aot be ant�asonably�witt�held,or ualess ,
<br /> �� __ the d�rof aca:paacy.unless Lend�er othervvise agees wdti� dawage or impair the �
<br /> exteif�,.�fing clrp�ms�.mcist whicb are�beyond�a�rcapc��..vonm�o�. Bonvwer shall aot desuoY,. m .
<br /> ._"`"..''"';��� �roDetty.atlovV the Pm eny.w.det�rioiat�.or oommit'was�+aa tha Pnoperty. Harrower'shaU 6e in:defautc�f aug.forPeimre . ,
<br /> ' 000ld�esnli in foifeltare oY t2�'�
<br /> ��`� action br pmceadia$;.�clvjl'or c�t.Is begun that in Lende�s good i'aith judgmetrt
<br /> b'�'��� gm�or othercuise matereally impair the lien c�rat�A by thi�Seauity Iastrument or Leade�'s secnrity interest.�u�rowetanaY
<br /> ...-,*.;--�t-, , n8:.
<br /> - �= :.�-.:,r., .: care such a default and retnst�e.es provided.in paragraph f8,SiY causiaS the action ar pioceed'mg to bedismisse�with a
<br /> •=�����:�% ' tliat,m Lender's good faith d�on. Prect�des fo�feQa�ze of tliee Borrower's.interest in the Ftoperiy or oth$c mia�erial .
<br /> t
<br /> ":=:>:�Y�r;: impalrmem uf�,e li�n crea�ed by cpia��Se�a.�u+�icy lnsua�em o�Lender's searric�r in�ese.Bomnwer shall aJso be ia defanit if
<br /> .-.,,.,•�», �tT18 Z�3A SFQ�CSttOA y�".e." $� .
<br /> -} -.-�-,�a- �-� Barrower. . Y8 IIf3tCf�elljl fA1S8 OT�I18CGi1�t0'W03ID8BOA OJ SiBtC�tB t0 LCQ4ICt(OI�fBII� . .
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<br /> x;; :c;Tt�; to pmvide Leuder arith atry mater#al information)in aonnectton with the loaa evideated by the Not�o.including.b�tl�ited. � , .
<br /> _ - to.seprese�tfoas oonceming Barrower's o��pancy of the�ropeity ag a priscctya1 resWenea.If tflds 5eauity.
<br /> - leasehold. Bonower shall.00mpty wttb all the pravisions of the tease. Ii Bomnwer acqaires fa dde�w the Prop�erty. the
<br /> - - -,'��-.,.;...�:, - teas�hoid aad the fee title aha11 not merge unfess Lenderag�w We merger in wrldag. �
<br /> ' f•:;�: . 7.Frutedlan of L�der's Ri�ta in the Ptoperty.If Borrawe�faila to perfotm the wvenants aad agteeme�s caamlaed�a
<br /> �'� `�i . that sl Puantly•affect lxndet's'rl ta in the PmpeKy(sucA an a
<br /> �� 's �r;. . ttils Security Ia�tntment.or there�s s le�t Prooeeding. maY g� �
<br /> ` -_ pmce�ding.in bankiuptcY.P'robat� �for wmdemnation dr farFefa�nc ot to enfbrQe laws ar re ons)._then.3.ender.may do and
<br /> �����.- ..:...,�._� , for whatever is neeasary w � ect the value of the PropertY�d Lender's dghts in the Propeety.kl�er's'acttons�my.
<br /> p ° in cautt. pa�r.t g
<br /> _°:.�r, .::'°�.,.r` , ; in�ede paY1a� a�►Y sums seai by a liep which.Ua9 p�orlty over dils Sewrtty Instumeat. aPOearit�g n
<br /> -''":�-•_,,::r��;_: : reasoriable ettorneyra'fees abd enter�g on We Property to make mpaits.Atthough I.ender may take ecdoA under thia parageapb �
<br /> :_���:�:,-,:��' `.5� , • T,Lender does not have t�du so. � : .. . .
<br /> _;;.si;'•;.� . ,'.;...�. . pny amnunts disbors�by l.eadet under tb3s parag�pb 7 shall b000me addidonal debt ot Somower socared'Sy tWs
<br /> ���-�>��=:. � 5ewdty inst��!++s�.UNess Bomawer aa4 l.�nder a�ree to otdex teruLS of paymenA.thes�amounts shap bear interese from ths
<br /> ' • �date af dis6ursemera at tAe Note iate and st�aU be pa�able.wltb imerc�t:upoA uodx fcum LEndet�a Hm�aw�r re�Wesnn$ - ...
<br /> ; ..:.}.
<br /> :°-'�;;.:�:';�.:... � . paYment:
<br /> :. . ..R;. : ' 8.Aqa�ga�e Ins�iranc�IP I.eader requ�ied mortgage lnsurenco as a c�difion of maYiag the taan s��y this 5ecwity
<br /> : :, �. Yaswment,B�orrow�r shaU pay the preanivass required to maintain the caortgage insurance in effect:If.for sey�easan.the. �
<br /> �' � � ntorcgage insurance coverage reqai�d by t,e��r 2aase.s or oeases W be�n eff�t.Botrow�sbali pay the preminms required to .
<br /> :' n
<br /> - ...,.':.,`:.::,:..,:.�, . qbrain oovecage snbstaadally equfvateat to the maZtgage insurance�v1 ous1Y in effaq.at a oost substamiaityeqnivatent to the .
<br /> �_,`�,.�.:..� eost to Botrower of the mortgase insurance previausty 1n ef[ect.from afl alterrrate mortga�e insnrcr app�a�+e�.by Lea�der. Ig.
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