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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />he, 7-7,-v/--- <br />Scott D Hart <br />4vit/n (41,4/- <br />Ann M Hart <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />VMP ® <br />Wolters Kluwer Financial Services <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />2 0 1 304490 <br />Refer to the attached Signature Addendum for additional parties and signatures. <br />Form 3028 1/01 <br />VMP61NE) (1105) <br />Page 16 of 17 <br />