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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />)4,4,ek 0 <br />- BORROWER - RICHARD D. OSTERMEIER <br />STATE OF ge b rt.L5- <br />COUNTY OF I( <br />q The foregoin instrument was acknowledged before me this �V� day of <br />_A The 21) , by RICHARD ' . OSTERMEIER, A SI LE PERSON. <br />'/L / <br />iota, ublic <br />My Commission Expires: <br />201304440 <br />451303926 <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />820 338.9 Page 14 of 14 Form 30281/01 <br />