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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Borrower <br />Chad Hinrichs <br />Shannon Hinrichs <br />Notary Public <br />My commission expires: q — <br />Date <br />Seal <br />s/3) J , <br />Date <br />Seal <br />Acknowledgment <br />State of Nebraska <br />County of iwciL <br />This instrument was acknowledged before me on 3/, a n 1 by <br />(k - 4i A- <br />GENERAL NOTARY - State of Nebraska <br />SANDRA SHUTT <br />My Comm. Exp. Sept. 7, 2014 <br />HCFG -00359 <br />NEBRASKA - Single Family- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 30281/01 <br />VMP® 10/12 <br />Wolters Kluwer Financial Services 201305214.3.6.2418- J20130204Y Page 16 of 16 <br />i <br />1 <br />11 <br />1 <br />1 <br />11 <br />201304405 <br />11 <br />11 <br />