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BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />Z <br />1‘ <br />tor L Ryan <br />My Commission Expires: April 7, 2016 <br />eg i ts GENERN. NOTARY -13p1e alt *bola <br />DANIEL ROTH <br />*Comm. Exp. AO 7,NH <br />- Witness <br />(Seal) <br />- Borrower <br />Dan elle J Ry <br />STATE OF NEBRASKA, Hall County ss: <br />The f foe ping instrument was acknowledged before me this day of <br />4 2 /_S , by Victor L Ryan and Danielle J Ryan. <br />NEBRASKA - Single Family - Fannle Mae/Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 13 of 13 <br />IDS, Inc. <br />201304381 <br />" <br />Witness my hand and notarial seal at ie ilVedi✓ 1 A4'n said County, the date aforesaid. <br />- Witness <br />(Seal) <br />- Borrower <br />Notary Public Daniel Roth <br />