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WHEN RECORDED, MAIL TO: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />This instrument was prepared by: <br />Exchange Bank <br />1204 Allen Drive, PO Box 5793 <br />Grand Island, NEBRASKA 68802 <br />308- 382 -2900 <br />IDS, Inc. <br />(e t <br />DEED OF TRUST <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT with MERSForm 3028 1/01 <br />Page 1 of 13 <br />c) co <br />= w C —1 <br />= C r D <br />--i <br />r- c = z -1 rn <br />G <br />Borrower(s) Initials <br />[Space Above This Line For Recording Data] <br />MIN: 100846702011249684 <br />SIS Telephone #: (888) 679 -MERS <br />:sal <br />Cl <br />sic DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,11,13, <br />EMI <br />y , 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />Ian (A) "Security Instrument" means this document, which is dated May 29, 2013, together with all Riders to this <br />..,.1 document. <br />! "" 1 .. (B) "Borrower" is Victor L Ryan and Danielle J Ryan, husband and wife, as joint tenants and not as tenants in <br />f"+7 common. Borrower is the trustor under this Security Instrument. <br />f (C) "Lender" is Exchange Bank, organized and existing under the laws of the United States of America. <br />C Lender's address is 1204 Allen Drive, PO Box 5793, Grand Island, NEBRASKA 68802. <br />C'� (D) "Trustee" is U S Bank Home Mortgage <br />n 7 Trustee's address is 4801 Frederica Street , Owensboro, Daviess County KENTUCKY 42301. <br />Cr* <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely <br />as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />N <br />CI) <br />co <br />co <br />CO <br />F-� <br />0 <br />U �. <br />