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201304359 <br /> Lender or its agent may make reasonable entries upon and inspections of the Property.If it has reasonable <br /> cause,Lender may inspect the interior of the improvements on the Property.Lender shall give Borrower <br /> notice at the time of or prior to such an interior inspection specifying such reasonable cause. <br /> 8. Borrower's Loan Application.Borrower shall be in default if,during the Loan application process, <br /> Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge <br /> or consent gave materially false,misleading,or inaccurate information or statements to Lender(or failed <br /> to provide Lender with material information)in connection with the Loan. Material representations <br /> include,but are not limited to,representations concerning Borrower's occupancy of the Property as <br /> Borrower's principal residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security <br /> Instrument. If(a)Borrower fails to perform the covenants and agreements contained in this Security <br /> Instrument,(b)there is a legal proceeding that might significantly affect Lender's interest in the Property <br /> and/or rights under this Security Instrument(such as a proceeding in bankruptcy,probate,for condemnation <br /> or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to <br /> enforce laws or regulations),or(c)Borrower has abandoned the Property,then Lender may do and pay <br /> for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this <br /> Security Instrument, including protecting and/or assessing the value of the Property,and securing and/or <br /> repairing the Property. Lender's actions can include,but are not limited to: (a)paying any sums secured <br /> by a lien which has priority over this Security Instrument;(b)appearing in court;and(c)paying reasonable <br /> attorneys'fees to protect its interest in the Property and/or rights under this Security Instrument,including <br /> its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, <br /> entering the Property to make repairs,change locks,replace or board up doors and windows,drain water <br /> from pipes,eliminate building or other code violations or dangerous conditions,and have utilities turned <br /> on or off.Although Lender may take action under this Section 9,Lender does not have to do so and is <br /> not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any <br /> or all actions authorized under this Section 9. <br /> Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured <br /> by this Security Instrument.These amounts shall bear interest at the Note rate from the date of disbursement <br /> and shall be payable,with such interest,upon notice from Lender to Borrower requesting payment. <br /> If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions of the lease. <br /> If Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender <br /> agrees to the merger in writing. <br /> 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, <br /> Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect.If,for any reason, <br /> the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer <br /> that previously provided such insurance and Borrower was required to make separately designated <br /> payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to <br /> obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost <br /> substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an <br /> alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage <br /> is not available,Borrower shall continue to pay to Lender the amount of the separately designated <br /> 1176433724 <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT �� / Form 3028 1/01 <br /> VMP48 "C r� 03/11 <br /> Wolters Kluwer Financial Services 2013052341.1 2295-J20110929Y Initials: Page 8 of 17 <br /> '7 L 11 F-1' <br />