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This disclaimer was signed before execution of the mortgage or deed of trust. <br />Dated: 5- 3(- l� <br />State of Nebr9skkal 1 <br />County of <br />GENERAL NOTARY - State of Nebraoka <br />If SARAH M WILES <br />My Comm. Exp. June 19, 2015 <br />Designation of Homestead- Disclaimer -NE <br />VMP® Bankers Systems7M <br />Wolters Kluwer Financial Services © 1987, 2011 <br />Mortgagor /Trustor <br />Michael A. Panowicz <br />Mortgagor /Trustor <br />Patricia M. Panowicz <br />T <br />201304353 <br />The foregoing instrument was acknowledged before me this ?)1 day of Ma y of U 13 <br />by Michael A. Panowicz; Patricia M. Panowicz, Husband and Wife <br />My commission expires: <br />__eEr•A n a_h <br />Notary Public <br />Cr t l n P !q Q(A. <br />VMPC329(NE) (11071.00 <br />DRDH- LAZ -NE 7/1/2011 <br />Page 2 of 2 <br />