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MAY. 29.2013 3:00PM WELLS FARGO HM MTG <br />201304339 <br />Na 8159 P. 28 <br />for the repairs and restoration in a single payment or in a series of progress payments as the work is <br />completed. If the insurance or cone pros are not Suffrclent to repair or restore the Property, <br />Borrower is not relieved of Borrower's obligation fior the completion of such repair or restoration. <br />Lender or Its agent may make reasonable entries upon and inspections of the Property. If it has reasonable <br />cause, Lender may inspect the interior of the improvements on the Property Lender shat! give Borrower <br />notice at the time of or prior to such an interior inspection speoifyiag such reasonable cause. <br />8. Borrowar's Loan Application. Barroom shall be in default if, during the Loan application process, <br />Harrower or any persona or entities acting at the direction of Borrower or with Borrower's knowledge or <br />consent gave materially false, misleading or inaccurate infonatation or statements to Lender (or failed to <br />provide Lender with material information) in connection with the Loan. MAtcrial representations include, but <br />are not limited to. rcprceent ttioes concerning Borrower's occupancy of the Property as Borrower's principal <br />residence, <br />9. Protection of Lender's Interoet in the Property and Rights tinder this Seourlry Instrument, If (q) <br />Borrower fails to perform the covcnnnts and agreements contained la this Security Instrument. (b) there ia a <br />legal proceeding that might aignifleandY affect Lender's interest m the Property and/or rights under this <br />vita' Instrument (such as a proceeding in bankruptcy, probate, for Condemnation or forfeiture, for <br />euforceraetn of a lien which may attain priority over this Security Instrument or to enroree laws or <br />regulations), or (c) Borrower has Abandoned the Property, then Lender may do and pay for whatever is <br />reasonable or appropriate to protect Lender's iracrest in the Property and rights under this Security <br />' Instrument, including protecting and/or assessing the value of the property, and securing and/or repairing <br />the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien <br />which has priority over this Security Ina ; (b) appiearing in court; and (c) paying reasonable attorneys' <br />fees to protect its intoreat in the Property and/or rights tender this Security Instrument, including its secured <br />positiorx in a bankruptcy proceeding. Securing the Property Includes, but ia not limited to, entering the <br />Property to make repairs, change locks, replace or board up doors and windows, drains water from pipes, <br />eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. <br />Although Lender may take action under tire, Section 9, Lender does not have to do so and is not under any <br />duty or obligation to do ao. It is agresi that Lender incurs oo liability for not taking any or all actions <br />authorized under this Sendon 9. <br />Any amounts disbursed by Lender renew this Section 9 *all become additional debt of Borrower secured by <br />this Security' Instmmmt. 'here atnounts shall bear Interest at the Note rate from the date of disbursement <br />and shall be payabla, with such interest, upon notice from Lender to Borrower requesting payment_ <br />If this Security Instrument is on a leasehold, Borrower shall comply with all the provkions of the lease. If <br />Borrower acquires fee tine to rho Property, the leasehold and the fee title shall not merge miens Lender <br />agrees to the merger in writing, <br />10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of matting the Loa Borrower <br />shaII pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the <br />Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that <br />previously provided such insurance and Borrower was required to make separately designated paymouts <br />toward the Premiums for Mortgage Insurae, Borrower shall pay the premiums required re obtain coverage <br />substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to <br />the coat to Borrower of the Mortgage Insurance previously in affect, from an alternate mortgage insurer <br />selected by Lender. If substantially equivalent Mortgage Insurance coverage in not available. Borrower shall <br />NPIPIICA4iinple Famil,.Fanna MP&Froddio Moo oetro 1M INOTmUM[NT <br />wawa eloo. Finondol &krises <br />VMPF( ( <br />rove 0at17 <br />05/29/2013 4:01PM (GMT- 05:00) <br />