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2013043 MAY 29. 2013 2:58PM WELLS FARGO HM MTG NO. 8159 P. 22 (c) "LPndPI" is WELLS !AGO aa1J , N.A. Lender is a NATIONAL .ASSOCIATION organized And existing finder the laws of THE »T= STATES Lender's address Is 101 NORTH PHILLIPS AVENUE, SIOUX PALLS/ SD 57104 Lender is the beneficiary under this Security Instrument. (D) "'Melee's RILLS VARr o pxNANCIAL NAIL BNX C/0 SPEC. ARRY ", PO BOIL 31557, !BILLINGS, NT 59107 (E) "Note" room the promissory non signed by Borrower and dated NAT 29, 2013 , The Note states that Borrower owes Lender ONE EatammD Tarim nix xrsangaNp p 00/100 Dollars (U.S. S 136, 000.00) plus interest. Borrower has premised to pay this debt in regular Periodic Payments and to pay the debt in full not laver than JOLT 01, 2028 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." 1 t3) "Loan" me mA the deter evidenced by the Note, plus interest, any prepayment charges and lam °hargmm due under the Note, and all stns due Hader this Security Instrument, plus ante rest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be executed by Borrower [check box as applicable]: Adjustable Rate Rider Condominium Rider Second Home Rider ❑ I El Balloon Rider Pli awned Unit Development Rider Q 1-4 Family Rider ❑ VA Rider Rider ,__, Biweekly Payment Rider U Other(a) [specify] (I) "Atiplieabfe law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final; non - appealable judicial opinions. (J) "Community Association Dues. Fees. and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer' means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, witch is initiated through an electronic terminal, telophonic instrument, Computer, or magnetie tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Socb terns includes, but is not limited to, point - - sale transfer, automated teller machine transactions, transfers iedriared by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, actticmcru, award of damages. or proceeds paid by any Utird party (other than insurance proceeds paid under the covaragcs described in Section 5) for (i) damage to, or destruction, of, the Property; (ii) oondeamatian or other taking of all or any part of the Property, (ill) conveyance is lieu of condemnation; or (iv) mierepresentariona of, or omissions as to, the value and/or condition of the Property. N ' A ..gi ;wily-rank M6NFWHOM addia Mon WHOM INC1 WMCryr Fom 9028g1101 2 W I , 0 KIjwG, Financial Aen7r_e Pa VMPORIR 111.. 117 pa " 17 05/29/2013 4:01PM (GMT- 05:00) bL